Posted on Wednesday, 7th September 2016 by Dennis Damp

Too often the feedback we receive, either solicited or given freely, at work and home is delivered with little tact and therefore ignored or disputed. I recently read an article in the Tribune Review titled “Constructive Feedback Crucial for Career Progress,” by Chris Posti that provided excellent advice for anyone wishing to advance in their […]

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• ANNUITIES / ELIGIBILITY
• BENEFITS / INSURANCE
• EMPLOYMENT OPTIONS
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Posted on Friday, 19th August 2016 by Dennis Damp

FEGLI Open Season is fast approaching and two of my articles titled FEGLI Open Season, Long Term Care, and Lifestyle Updates and 2016 FEGLI Open Season – Take Advantage of this Opportunity should provide the information you need to make informed decisions. Generally you need coverage for final expenses and additional coverage if your savings and […]

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• BENEFITS / INSURANCE
• ESTATE PLANNING
• RETIREMENT CONCERNS
• SURVIVOR INFORMATION

Posted on Monday, 1st August 2016 by Dennis Damp

FEGLI Open Season Update A number of our subscribers have sent questions about the upcoming FEGLI Open Season and are not sure what options to consider. Open season runs from September 1 through September 30, 2016. It’s time to review your current insurance coverage and determine your true insurance needs before it’s too late. You […]

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• ESTATE PLANNING
• FINANCE / TIP
• LIFESTYLE / TRAVEL
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• SURVIVOR INFORMATION

Posted on Thursday, 21st July 2016 by Dennis Damp

OK, I might have been a little too gracious in my June article titled Long Term Care Insurance – Is it worth the cost? I received a notice from the Federal Long Term Care insurance provider increasing our premiums by over 100 percent in less than 7 months from our last increase in January!!! I […]

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• FINANCE / TIP
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Posted on Saturday, 9th July 2016 by Dennis Damp

The FEGLI Open Season runs from September 1 through September 30, 2016 and I wrote an article last October about the options available and new premiums. I began the article with, “Even if you think, like I did in 2004 when the last open season was offered, that you have sufficient coverage you may be […]

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Posted on Friday, 10th June 2016 by Dennis Damp

I applied for Long Term care insurance when it was first offered as a benefit in December of 2002. Our premiums for the Future Purchase Option (FPO) at that time were reasonable for the 5 years of coverage we elected; $73.57 monthly for my wife and I.  My premium for the Future Purchase Option was […]

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Posted on Monday, 9th May 2016 by Dennis Damp

Historically, approximately 40% of total stock market returns are generated from dividends and today you can expect to receive from 2 to 5% or more in yield from these investments. Many that recommend conservative dividend paying stocks look for companies that continue to grow their yield and share price over time with low risk. It’s […]

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• ESTATE PLANNING
• FINANCE / TIP
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Posted on Thursday, 14th April 2016 by Dennis Damp

Eleven years and counting since retiring in 2004 at age 55. Those who follow my column know that I didn’t retire: I just changed jobs and now work from home pretty much full time. Business keeps me busy and over the past two years I’ve simplified operations so that my wife and I can devote […]

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• EMPLOYMENT OPTIONS
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS