Privacy Policy
Contents
1. Overview
FedRetire ("we," "us," or "our") operates the website fedretire.net (the "Site"). This Privacy Policy explains what information we collect from visitors to our Site, how we use that information, and the choices you have regarding your personal data.
We are committed to protecting your privacy. Fedretire.net is an informational resource for federal employees and retirees. We do not sell, rent, or trade your personal information to third parties.
By using our Site, you agree to the collection and use of information as described in this policy.
2. Information We Collect
Information you provide directly
We collect personal information that you voluntarily provide when using interactive tools on our Site. When you use a calculator or contact form, you may enter:
- Your name
- Your email address
We do not require registration or account creation to access any portion of the Site. We do not collect Social Security numbers, financial account information, government identification numbers, or any other sensitive personal data.
Information collected automatically
When you visit our Site, certain information is collected automatically by our analytics and advertising partners (Google Analytics and Google AdSense). This may include:
- Your IP address (typically anonymized)
- Browser type and version
- Operating system
- Pages visited and time spent on each page
- Referring website or search query
- General geographic location (city/region level)
- Device type (desktop, mobile, tablet)
This information is collected through cookies and similar tracking technologies and is used for analytics and advertising purposes as described below.
3. How We Use Your Information
We use the information we collect to:
- Operate and improve the Site and its content
- Respond to inquiries you submit via contact forms
- Analyze how visitors use the Site so we can improve user experience
- Serve relevant advertisements through Google AdSense
- Comply with legal obligations
We do not use your information for automated decision-making or profiling, and we do not use it to target you with marketing communications unless you have explicitly opted in.
4. Cookies & Tracking Technologies
Our Site uses cookies — small text files stored on your device — and similar tracking technologies. We use the following types of cookies:
Strictly necessary cookies
These are required for the Site to function and cannot be switched off. They do not store any personally identifiable information.
Analytics cookies
Set by Google Analytics to help us understand how visitors interact with the Site (pages visited, time on site, traffic sources). Data is aggregated and anonymized.
Advertising cookies
Set by Google AdSense to deliver relevant advertisements and measure ad performance. These may track your browsing activity across other websites.
You can control cookies through your browser settings. Note that disabling certain cookies may affect Site functionality. You can also opt out of interest-based advertising at optout.aboutads.info.
5. Google Analytics & Advertising
We use Google Analytics to collect aggregated, anonymized data about Site usage. Google Analytics sets cookies to report on visitor interactions. We have enabled IP anonymization so full IP addresses are not stored.
We also participate in Google AdSense, which uses cookies to serve ads based on your prior visits to this Site and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our Site.
For more information on how Google uses data collected via our Site, visit Google's Privacy Policy.
6. Information Sharing & Disclosure
We do not sell, rent, or trade your personal information. We may share information in the following limited circumstances:
- Service providers: Third-party vendors who assist in operating the Site (e.g., hosting providers, analytics platforms) under confidentiality obligations.
- Legal requirements: If required by law, court order, or to protect the rights, property, or safety of FedRetire, its users, or the public.
- Business transfers: In connection with a merger, acquisition, or sale of assets, in which case users will be notified.
Aggregated, anonymized data that cannot identify you may be shared or published without restriction.
7. Data Retention
We retain personal information only as long as necessary for the purposes described in this policy or as required by law. Contact form submissions are retained for up to 12 months. Analytics data is retained per Google's default retention settings (26 months for Google Analytics).
You may request deletion of your data at any time by contacting us (see Section 13).
8. Security
We take reasonable technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. Our Site uses HTTPS encryption for all data in transit.
9. Children's Privacy
This Site is intended for adults, specifically federal employees and retirees. We do not knowingly collect personal information from children under the age of 13. If we become aware that a child under 13 has provided us with personal information, we will delete it promptly.
10. Third-Party Links
Our Site contains links to third-party websites, including government agencies (such as OPM and the TSP Board) and other informational resources. These sites have their own privacy policies, which we encourage you to review. We are not responsible for the content or privacy practices of any third-party sites.
11. Your Rights & Choices
Depending on your location, you may have the following rights regarding your personal data:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request correction of inaccurate or incomplete data.
- Deletion: Request deletion of your personal data, subject to legal retention requirements.
- Opt-out of advertising: Opt out of interest-based ads via Google's Ads Settings or your browser's cookie controls.
- Do Not Track: Some browsers transmit "Do Not Track" signals. We honor these signals where technically feasible.
To exercise any of these rights, contact us at support@fedretire.net. We will respond within 30 days.
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last updated" date at the top of this page.
We encourage you to review this Privacy Policy periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
This website and its owner are not affiliated with the U.S. Office of Personnel Management (OPM) or any federal or military entity. Do not send official government forms or documents to this address.