- Federal Employee's Retirement Planning Guide - https://fedretire.net -

2021 Open Season Advice & Checkbook’s Guide to Health Plans Introduction

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The 2021 FEHB Open Season runs from November 9th through December 14th. For 42 years, Consumers’ Checkbook has published our annual Guide to Health Plans for Federal Employees to help active and retired federal employees find the best FEHB plan for them. By asking you a few questions about yourself and your family, the Guide provides a personalized total cost estimate for each plan which is the premium plus expected out-of-pocket for someone like you. You’ll see which plans will save you the most money or which will provide the most coverage. For retirees, we provide a yearly cost estimate for every FEHB plan with Medicare Part A only and a separate estimate for the FEHB plans with Medicare Parts A and Parts B. By doing so, we’re able to show users which plans coordinate best with Medicare, the cost reduction size of adding Medicare Part B, and whether the FEHB plan offers Medicare Part B premium rebates.

Here are some important tips to consider as the 2021 FEHB Open Season approaches:

The Guide is available in print and online formats. Federal Retirement readers can pre-order the Guide at Guidetohealthplans.org [2] and save 20% by entering promo code FEDRETIRE at checkout. The Guide will be released online no later than the first day of Open Season November 9th. Print books will be mailed the week prior to the start of Open Season.

The Center for the Study of Services (CSS), the publisher of Consumers’ Checkbook and the Guide to Health Plans for Federal Employees, is a nonprofit 501(c)(3) organization that was founded in Washington D.C. in 1974. The organization has decades of experience in healthcare surveys, research, analysis, and reporting and works with research organizations, federal agencies, health plans, healthcare providers, and state insurance exchanges to measure, report, and improve the experiences of healthcare consumers and patients.

Consumers’ Checkbook [2] was first published by CSS in the Washington D.C. area in 1976. The methodology used then remains the same today—to determine a service provider or healthcare professional’s rating, local consumers are surveyed, and research staff conduct undercover price shopping. Checkbook is the only publication that supplies unbiased, detailed ratings of local businesses along with verified price information and advice. The website and publications never carry advertising and there are no referral fees from the businesses rated. Consumers’ Checkbook now serves seven metropolitan areas, Boston, Chicago, Philadelphia, San Francisco, Seattle, Twin Cities, and Washington D.C.

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Disclaimer: The information provided may not cover all aspect of unique or special circumstances, federal regulations, medical procedures, and benefit information are subject to change. To ensure the accuracy of this information, contact relevant parties for assistance including OPM’s retirement center. Over time, various dynamic economic factors relied upon as a basis for this article may change. The advice and strategies contained herein may not be suitable for your situation and this service is not affiliated with OPM or any federal entity. You should consult with a financial, medical or human resource professional where appropriate. Neither the publisher or author shall be liable for any loss or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.