Posted on Monday, 6th August 2012 by Dennis Damp
Many federal employees had some part time work experience during their careers. Part-time employees receive full-time credit for retirement eligibility (years of service), but the impact on the annuity can be significant. To determine how your part time service will affect your annuity you have to understand the differences between pre and post April 7, […]
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| Comments (1)Posted on Sunday, 22nd July 2012 by Dennis Damp
Peace of mind, family, good health, and creature comforts are what we all desire throughout our lives. Sometimes the simplest things can make a huge difference. Peace of mind comes from making the right decisions for the right reasons. I recall several times in my life, pivotal points if you will, that caused me to […]
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| Comments (0)Posted on Monday, 9th July 2012 by Dennis Damp
There are many issues to consider when setting your retirement date; some personal and others financial. There isn’t a stock answer for when you should retire and whatever date you choose will impact your benefits one way or the other. For the most part, voluntary CSRS retirements are best the first three days of the […]
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| Comments (0)Posted on Sunday, 8th July 2012 by Paul Risser
Things to check and double-check before you leave this world. Presented by Paul H. Risser Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who leave this world without their financial affairs in good order risk leaving their heirs some significant […]
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| Comments (0)Posted on Monday, 18th June 2012 by Dennis Damp
My wife and I moved last month and in the process we went through everything to purge what we didn’t need. We ended up donating, giving away or throwing out many things we accumulated over the decades. I kept all of our check registers back to the late 1960s and as we went through them, […]
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| Comments (0)Posted on Friday, 8th June 2012 by Paul Risser
Over these last couple of months I’ve had the opportunity to correspond with a number of federal employees and these two concerns were at the top of their list: the length of time it is taking OPM to finalize annuity payments, and the desire to obtain life insurance in the private sector, but neglecting to […]
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| Comments (0)Posted on Monday, 4th June 2012 by Dennis Damp
I wrote an article titled “Is a Voluntary Early Retirement (VERA) in Your Future” last July about the impending early retirements and the VERA and VSIP programs. We continue to receive questions about these programs and we expanded our Voluntary Early Retirement Authority (VERA) and Voluntary Separation Incentive Payment (VSIP) guidance to help you decide […]
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| Comments (0)Posted on Saturday, 26th May 2012 by Paul Risser
Who might want to take advantage of it? Who might not? Presented by Paul H. Risser Do you have a Thrift Savings Plan account? Then you should know about an important new development. Starting in spring 2012, FERS and CSRS employees will be able to have two types of balances in their TSPs: a traditional […]
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