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The Art of Downsizing – Why, Where, & When?

Posted on Friday, 12th July 2024 by Dennis Damp

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Either you’ve been retired for some time and realize life’s challenges have taken center stage or you are an astute employee planning your retirement well in advance, a smart move. What seemed insignificant health issues in our 40s, 50s and 60s now tests our physical and at times mental abilities as time marches on. Most […]

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2025 COLA Estimates & Retirement Processing Update

Posted on Friday, 28th June 2024 by Dennis Damp

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Last year’s 3.2% COLA for Social Security and the Civil Service Retirement System (CSRS), and 2.4% for Federal Employees Retirement System (FERS) dropped considerably from the 2023 COLA of 8.7% CSRS and 7.7% FERS. The highest in over 40 years. Costs continue to increase for most essentials. The costs of all items have increased around […]

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The 2024 Election – Voting Early This November

Posted on Saturday, 15th June 2024 by Dennis Damp

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Your vote matters, annuitants, and those working with busy schedules or traveling may wish to vote remotely. You can request an absentee ballot or in many states like Pennsylvania vote-by-mail.   Applying for a Mail-in Ballot The general election will be held on Tuesday, November 5 but voting begins early in many states. Visit www.vote.gov […]

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These Boots Are Made for Walking – That’s Just What I’ll Do!

Posted on Sunday, 26th May 2024 by Dennis Damp

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I modified the lyrics from Nancy Sinatra’s 1966 song to emphasize a point. Walk don’t run to maintain and improve your health. Especially for the aged, a group that I am fully intrenched in at the time. Walking on A Cloud – Asics Cumulus 25 Walking is an integral part of all we do, pre- […]

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Federal & Postal Employees Health Benefits Update

Posted on Friday, 17th May 2024 by Dennis Damp

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The Office of Personnel Management (OPM) announced a centralized enrollment platform for the postal service last year and they requested funds for FY 2025 to extend this central enrollment system to all Federal Employee Health Benefits (FEHB) enrollments. This would allow OPM to manage and make consistent all FEHB enrollments and remove individuals who cease […]

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Postal Service Health Benefit (PSHB) Providers Announced

Posted on Friday, 3rd May 2024 by Dennis Damp

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OPM Released a list of conditionally approved Postal Service Health Benefit (PSHB) Program carriers for their new centralized health care system. The new PSHB program will cover almost two million USPS employee’s and their family members starting in 2025. Postal Reform Act The Postal Service Reform Act (PSRA) of 2022 requires that OPM establish this […]

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Down But Not Out – Imagine if This Was You!

Posted on Friday, 12th April 2024 by Dennis Damp

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Please forward this to others that may find this information helpful. They can sign-up to receive my free Retirement Planning Newsletter Our national debt was $15.5 trillion in 2012 when I first addressed this issue, today it has more than doubled and exceeds $34 trillion! Federal budget deficits will continue this year, according to CNBC, […]

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Is Working in Retirement A Necessity Today?

Posted on Friday, 5th April 2024 by Dennis Damp

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Considering today’s high cost of living, it’s no wonder why many retirees are looking for jobs to make ends meet. A visit to your local grocery store brings this home when we walk out with two small bags of groceries for $100. Meat, coffee, and just about everything is simply off the charts. We picked […]

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