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The Art of Downsizing – Why, Where, & When?

Posted on Friday, 12th July 2024 by Dennis Damp

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Either you’ve been retired for some time and realize life’s challenges have taken center stage or you are an astute employee planning your retirement well in advance, a smart move. What seemed insignificant health issues in our 40s, 50s and 60s now tests our physical and at times mental abilities as time marches on. Most […]

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These Boots Are Made for Walking – That’s Just What I’ll Do!

Posted on Sunday, 26th May 2024 by Dennis Damp

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I modified the lyrics from Nancy Sinatra’s 1966 song to emphasize a point. Walk don’t run to maintain and improve your health. Especially for the aged, a group that I am fully intrenched in at the time. Walking on A Cloud – Asics Cumulus 25 Walking is an integral part of all we do, pre- […]

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Federal & Postal Employees Health Benefits Update

Posted on Friday, 17th May 2024 by Dennis Damp

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The Office of Personnel Management (OPM) announced a centralized enrollment platform for the postal service last year and they requested funds for FY 2025 to extend this central enrollment system to all Federal Employee Health Benefits (FEHB) enrollments. This would allow OPM to manage and make consistent all FEHB enrollments and remove individuals who cease […]

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Down But Not Out – Imagine if This Was You!

Posted on Friday, 12th April 2024 by Dennis Damp

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Please forward this to others that may find this information helpful. They can sign-up to receive my free Retirement Planning Newsletter Our national debt was $15.5 trillion in 2012 when I first addressed this issue, today it has more than doubled and exceeds $34 trillion! Federal budget deficits will continue this year, according to CNBC, […]

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MA Plans and the Prescription Drug Plan – Continued

Posted on Friday, 1st December 2023 by Dennis Damp

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I’ve spent most of my time evaluating our health care options this past two months. This year’s focus was on the new Medicare Advantage (MA) plans offered by GEHA and the Medicare Prescription Drug Plan (MPDP) offered by Blue Cross and Blue Shield and 16 other providers. So much to consider and research before staying […]

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Comparing FEHB Plans to their Medicare Advantage (MA) Option

Posted on Friday, 24th November 2023 by Dennis Damp

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This article compares the Government Employees Health Association (GEHA) Standard Plan to their new MA Option. You will have to review the specific plan of interest to ensure it covers the services you need for the upcoming year.   Open season closes December 11, we have less than two weeks to decide whether to stay […]

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Big Prescription Drug Benefit Changes in 2024 and Beyond

Posted on Friday, 24th March 2023 by Kevin Moss

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It’s a little early to start talking about health care open season. However, major Medicare Part D reforms were enacted in the Inflation Reduction Act of 2022 (IRA) that everyone needs to be aware of. Some of the legislation’s provisions seek to lower prescription drug costs for both Medicare beneficiaries and the federal government. Historically, […]

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FEHB Medicare Advantage Plans – What You Need to Know

Posted on Friday, 2nd December 2022 by Dennis Damp

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For most federal annuitants, FEHB Medicare Advantage (MA) plans will be the cheapest option next year. They combine low out-of-pocket healthcare expenses—sometimes $0 besides prescription drugs— with a Part B premium reduction. We’ll cover how they work, how much money you can save switching from popular FEHB plans, and who shouldn’t join an FEHB MA […]

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