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About – FedRetire

About FedRetire

An independent educational resource helping federal employees and retirees understand their retirement benefits — in plain language.

Who We Are

FedRetire is an independent, privately operated website dedicated to explaining the federal retirement system in clear, straightforward terms. We are not a government agency, and we have no affiliation with the U.S. Office of Personnel Management (OPM), any federal department, or any military branch.

We built this site because navigating federal retirement benefits is genuinely complicated. Between FERS, CSRS, the Thrift Savings Plan, FEGLI, FEHB, survivor benefits, and the Social Security supplement, there is an enormous amount for federal employees to understand — often at critical points in their careers when the stakes are high and the information they find online is scattered, outdated, or buried in government PDFs.

FedRetire exists to change that.

Our Mission

Our mission is simple: give every federal employee and retiree access to clear, accurate, and actionable information about their retirement benefits — for free.

We publish in-depth guides, calculators, and explainers covering every major component of the federal retirement system. Our content is written to be accessible to all federal workers — regardless of agency, pay grade, or familiarity with retirement planning.

What We Cover

FedRetire covers the full spectrum of federal retirement benefits and related topics, including:

FERS

The Federal Employees Retirement System — annuity calculations, eligibility, the Special Retirement Supplement, and more.

CSRS

The Civil Service Retirement System — for employees hired before 1984, including offset provisions and survivor benefits.

Thrift Savings Plan

TSP contribution limits, fund options, withdrawal strategies, loans, and Roth vs. traditional comparisons.

FEGLI

Federal Employees Group Life Insurance — coverage options, costs, open seasons, and decisions at retirement.

FEHB

The Federal Employees Health Benefits Program — plan comparisons, premiums, and carrying coverage into retirement.

Social Security

How Social Security interacts with federal retirement, including the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO).

Survivor Benefits

Survivor Benefit Plan (SBP) elections, costs, and how to protect your spouse's income after your death.

Retirement Planning

Timelines, checklists, key decisions, and strategies for federal employees at every stage of their career.

Who We Write For

FedRetire serves the full spectrum of the federal workforce — from brand-new hires exploring their benefits for the first time to career employees in the final stretch before retirement. Our content is useful for:

  • New federal employees trying to understand FERS and the TSP
  • Mid-career employees making contribution, investment, or insurance decisions
  • Employees approaching their Minimum Retirement Age (MRA) planning their exit
  • Current retirees managing annuity payments, FEHB coverage, and TSP withdrawals
  • Spouses and family members of federal employees or retirees
  • HR professionals and benefits specialists seeking reference material

Our Editorial Standards

Accuracy matters. Federal retirement rules are complex, and mistakes can cost people real money. We take the following steps to ensure our content is trustworthy:

  • All content is researched against official OPM publications, the TSP website, and applicable federal regulations.
  • We cite primary sources wherever possible and link directly to official government resources.
  • We review and update content regularly as laws, rates, and regulations change.
  • We clearly distinguish between general educational content and situations where professional advice is warranted.
Important: Nothing on FedRetire constitutes legal, financial, tax, or benefits advice. All content is for general informational and educational purposes only. For guidance specific to your situation, consult your agency HR office, OPM directly, or a qualified federal retirement counselor.

Our Independence

FedRetire is entirely independent. We are not affiliated with any government agency, political organization, union, financial services firm, or insurance company. We do not accept sponsored content or paid placements.

The site is supported by display advertising through Google AdSense. Advertisers have no influence over our editorial content, and we do not endorse any advertiser's products or services.

We are not affiliated with the U.S. Office of Personnel Management (OPM), the Federal Retirement Thrift Investment Board, or any other federal agency. FedRetire is an independent private publication.

Get In Touch

We welcome corrections, feedback, and suggestions. If you notice outdated information or have a topic you'd like us to cover, please reach out.

This website and its owner are not affiliated with the U.S. Office of Personnel Management (OPM) or any federal or military entity. Do not send official government forms or documents to this address.