Posted on Tuesday, 16th November 2010 by Linda Sherman
For 25 years I have had moderate to severe asthma, often sending me to the emergency room wheezing and hacking. Four years ago I began using an amazing new drug that controlled my symptoms, allowed me to back off the steroid medications, and kept me from those late night visits to the ER. However, since […]
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| Comments (0)Posted on Tuesday, 16th March 2010 by Linda Sherman
For years you have been contributing to the Thrift Savings Plan (TSP), building your retirement savings. After you leave federal service, have you considered what you should do with your TSP savings? You could choose one or any combination of these options: Leave your money in TSP. Withdraw all or some of your TSP funds. […]
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| Comments (13)Posted on Monday, 15th February 2010 by Linda Sherman
“Retirement is wonderful if you have two essentials — much to live on and much to live for.” – Author Unknown To determine how much you will have to live on estimate your gross annuity and complete our retirement costs spreadsheet. After determining that you have the resources to retire comfortably, the following discussion will […]
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| Comments (5)Posted on Saturday, 16th January 2010 by Linda Sherman
What’s all the hoopla about the Roth retirement accounts? Traditional and Roth retirement accounts have been around for years, but recent changes in IRS tax laws, and the TSP-Roth option available in 2011 have created renewed interest in Roth investment opportunities. With these new opportunities, it is important to evaluate which option is best for […]
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Posted on Saturday, 9th January 2010 by Linda Sherman
This article, updated 2/17/2023, will help you evaluate your total insurance needs and costs. Inevitably during a new employee orientation, someone would ask, “How much life insurance do I need?” And another classmate would shout back, “As much as you can get.” Or, “Five to ten times your income.” As an HR Specialist, I could […]
Tags: FEGLI, Insurance, Insurance Evaluation
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Posted on Wednesday, 16th December 2009 by Linda Sherman
Life insurance is often the last thing a federal employee thinks about when deciding to retire. After all, you are looking for a great escape not your last hoorah. Yet, making uninformed FEGLI decisions prior to retiring can make it very difficult for your loved ones. What you should know about your Federal Employees Group […]
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| Comments (7)Posted on Sunday, 15th November 2009 by Linda Sherman
(Reviewed and Updated 2/17/2023) If you are a current federal employee with prior military service, you should consider making a deposit for your military service. There are two reasons why making a military deposit may be beneficial: You could retire sooner, or Your can increase your retirement annuity. By making this deposit, your years of […]
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