Posted on Sunday, 8th July 2012 by Paul Risser
Things to check and double-check before you leave this world. Presented by Paul H. Risser Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who leave this world without their financial affairs in good order risk leaving their heirs some significant […]
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| Comments (0)Posted on Monday, 18th June 2012 by Dennis Damp
My wife and I moved last month and in the process we went through everything to purge what we didn’t need. We ended up donating, giving away or throwing out many things we accumulated over the decades. I kept all of our check registers back to the late 1960s and as we went through them, […]
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| Comments (0)Posted on Friday, 8th June 2012 by Paul Risser
Over these last couple of months I’ve had the opportunity to correspond with a number of federal employees and these two concerns were at the top of their list: the length of time it is taking OPM to finalize annuity payments, and the desire to obtain life insurance in the private sector, but neglecting to […]
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| Comments (0)Posted on Monday, 4th June 2012 by Dennis Damp
I wrote an article titled “Is a Voluntary Early Retirement (VERA) in Your Future” last July about the impending early retirements and the VERA and VSIP programs. We continue to receive questions about these programs and we expanded our Voluntary Early Retirement Authority (VERA) and Voluntary Separation Incentive Payment (VSIP) guidance to help you decide […]
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| Comments (0)Posted on Saturday, 26th May 2012 by Paul Risser
Who might want to take advantage of it? Who might not? Presented by Paul H. Risser Do you have a Thrift Savings Plan account? Then you should know about an important new development. Starting in spring 2012, FERS and CSRS employees will be able to have two types of balances in their TSPs: a traditional […]
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| Comments (0)Posted on Sunday, 22nd April 2012 by Paul Risser
Many people underestimate lifestyle costs, medical expenses and inflation. Presented by Paul H. Risser What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or read that you need about 70% of your end salary to live comfortably in retirement. This estimate is frequently repeated … but […]
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Posted on Thursday, 12th April 2012 by Dennis Damp
The Windfall Elimination Provision primarily affects you if you earned a pension in any job where you did not pay Social Security taxes and you also worked in other jobs long enough to qualify for a Social Security retirement or disability benefit. For example, this provision affects Social Security benefits when any part of a […]
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Posted on Saturday, 31st March 2012 by Ann Ozuna
Do you know what that divorce from years ago is going to do to your federal retirement? Even though you may be a couple of years away from retirement, early out offers and changes in retirement law may tempt you to jump ship and retire sooner than you had originally planned. That old divorce decree […]
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