Posted on Friday, 8th June 2012 by Paul Risser
Over these last couple of months I’ve had the opportunity to correspond with a number of federal employees and these two concerns were at the top of their list: the length of time it is taking OPM to finalize annuity payments, and the desire to obtain life insurance in the private sector, but neglecting to […]
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| Comments (0)Posted on Monday, 4th June 2012 by Dennis Damp
I wrote an article titled “Is a Voluntary Early Retirement (VERA) in Your Future” last July about the impending early retirements and the VERA and VSIP programs. We continue to receive questions about these programs and we expanded our Voluntary Early Retirement Authority (VERA) and Voluntary Separation Incentive Payment (VSIP) guidance to help you decide […]
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| Comments (0)Posted on Saturday, 26th May 2012 by Paul Risser
Who might want to take advantage of it? Who might not? Presented by Paul H. Risser Do you have a Thrift Savings Plan account? Then you should know about an important new development. Starting in spring 2012, FERS and CSRS employees will be able to have two types of balances in their TSPs: a traditional […]
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| Comments (0)Posted on Wednesday, 16th May 2012 by Dennis Damp
My wife and I recently moved for the tenth time since we married in 1969; Seven years after I retired at age 55! We are both in our early 60s and a move at any age is STRESSFUL. We’ve been looking for many years now and found a home that covered most on our must-have […]
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| Comments (0)Posted on Thursday, 12th April 2012 by Dennis Damp
The Windfall Elimination Provision primarily affects you if you earned a pension in any job where you did not pay Social Security taxes and you also worked in other jobs long enough to qualify for a Social Security retirement or disability benefit. For example, this provision affects Social Security benefits when any part of a […]
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Posted on Saturday, 31st March 2012 by Ann Ozuna
Do you know what that divorce from years ago is going to do to your federal retirement? Even though you may be a couple of years away from retirement, early out offers and changes in retirement law may tempt you to jump ship and retire sooner than you had originally planned. That old divorce decree […]
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Posted on Saturday, 17th March 2012 by Dennis Damp
Starting in 2013 newly hired FERS employee’s retirement contributions will increase from .8 percent to 3.1 percent of salary. Originally this was intended to apply to all FERS employees. There is another vote pending in the house that proposes increasing all employees’ contributions by 1.5 percent that will be phased in over a three year […]
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Posted on Sunday, 11th March 2012 by Paul Risser
Over the years I’ve talked to many federal employees about their Thrift Savings Plan (TSP). Unfortunately most don’t have an understanding of what their options are at retirement. First, let’s discuss your current TSP allocation. Does your current allocation still meet your needs and goals? What I have found is most folks seldom reallocate investment […]
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