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Posted on Saturday, 28th June 2014 by Dennis Damp

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(Updated 2/17/2022) This article covers Life events that allow employees and annuitants to make FEGLI coverage changes.  It’s important to be aware of these life event options otherwise you may lose out on important family coverage.  Employees also have the ability during a life event change to increase their coverage. Retirees are only able to […]

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Posted on Saturday, 24th May 2014 by Dennis Damp

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Many approaching retirement and retirees alike express regret at how fast technology is changing our lives.  They recall the days, not too long ago, when we were not a connected society with instant messaging, cell phones, and computerized everything. It’s amazing just how far we’ve gone in such a short time and how our lives […]

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Posted on Wednesday, 9th April 2014 by Dennis Damp

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Updated 2/20/2024 The first part of this series discusses how to ensure your heirs receive what you intended and Social Security’s death and survivor benefits. Part 2 will discuss pre-planning steps that will assist the surviving spouse and children navigate the many challenges that arise when a loved one dies. The subject matter may seem […]

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Posted on Saturday, 22nd March 2014 by Dennis Damp

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I recall a bleak winter day in the late Sixties when I heard that Stanley, a childhood friend, died in Vietnam  after only 3 weeks in country.  I was on a school bus when I heard the news and many were shocked that he was gone and never to return.  Stanley, an energetic, friendly, and […]

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Posted on Saturday, 7th December 2013 by Nancy Holston

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As a Federal Employee I traveled a lot of miles and earned points at Hilton and Marriott hotels. One evening, while minding my own business, I received a call from Hilton Honors with a great deal, three free nights at a Hilton Grand Vacations Club (HGVC) Resort in Las Vegas.  All I had to do […]

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Posted on Saturday, 5th October 2013 by Dennis Damp

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I retired in 2005 at age 55, almost 9 years ago! Honestly, I wouldn’t have retired if I didn’t have 35+ years of service at the time and an avocation, my business to fall back on.  Had I stayed I would be retiring with 45 years and a maxed out annuity. What I enjoy about […]

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Posted on Thursday, 12th September 2013 by Dennis Damp

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This is a follow-up to my last article which talked about the potential impact the new health care legislation may have on our FEHB plans. I was going to title this article “The Unintended Consequences of the Affordable Health Care Act” however that really isn’t the case. Those who drafted this plan knew full well […]

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Posted on Friday, 19th July 2013 by Dennis Damp

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We purchased a 9 year old home last year and the seller thankfully included a home warranty. Since we moved in we used the home warranty services many times saving us thousands of dollars in repairs. Recently, I renewed the contract and had to call them out shortly thereafter. When we were purchasing our new […]

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