Posted on Friday, 8th November 2013 by Dennis Damp
Our 2014 Leave Record & Scheduling Spreadsheet is now available for download to your desktop. Use it to automatically track your leave balances in all categories, annotate your schedule, and to establish realistic retirement target dates to maximize your benefits when you leave. This FREE spreadsheet automatically calculates your accrued annual and sick leave balances, […]
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| Comments (0)Posted on Friday, 1st November 2013 by Dennis Damp
Federal retirees, social security recipients, and military retirees will receive a 1.5% COLA next year! This is the lowest COLA since 1985 not counting the two years we did without one. Based on the average retiree’s annuity the 2014 COLA will add approximately $48 monthly for CSRS retirees and $18 for FERS retirees age 62 or older. It’s hard to […]
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Posted on Thursday, 17th October 2013 by Dennis Damp
I would say that anyone who has to borrow to pay their mortgage is in trouble, wouldn’t you! Can you imagine having to borrow not only to pay the mortgage but to just make the interest payments on your credit cards and other debt? Fortunately the government shutdown is over and everyone should be back […]
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| Comments (0)Posted on Saturday, 5th October 2013 by Dennis Damp
I retired in 2005 at age 55, almost 9 years ago! Honestly, I wouldn’t have retired if I didn’t have 35+ years of service at the time and an avocation, my business to fall back on. Had I stayed I would be retiring with 45 years and a maxed out annuity. What I enjoy about […]
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| Comments (0)Posted on Thursday, 12th September 2013 by Dennis Damp
This is a follow-up to my last article which talked about the potential impact the new health care legislation may have on our FEHB plans. I was going to title this article “The Unintended Consequences of the Affordable Health Care Act” however that really isn’t the case. Those who drafted this plan knew full well […]
Tags: affordable care act impact, csrs retirement, FEHB, FERS Retirement
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Posted on Friday, 30th August 2013 by Dennis Damp
Many federal employees and retirees alike are concerned about being forced out of the FEHB program and into local health care exchanges that are mandated by President Obama’s Affordable Care Act. I’m not sure why it was called the Affordable Care Act when in reality insurance costs have already increased considerably across all sectors since […]
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Posted on Thursday, 1st August 2013 by Dennis Damp
Everyone planning their retirement needs to know how much they will have to live on in retirement and how much their spouse’s survivor benefit will be. Frank Cullen, a retired federal manager, friend, and former associate, sent me a comprehensive spreadsheet prior to my retirement that projected my annuity and survivor benefit for the next […]
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Posted on Friday, 19th July 2013 by Dennis Damp
We purchased a 9 year old home last year and the seller thankfully included a home warranty. Since we moved in we used the home warranty services many times saving us thousands of dollars in repairs. Recently, I renewed the contract and had to call them out shortly thereafter. When we were purchasing our new […]
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