Posted on Thursday, 6th September 2012 by Paul Risser
Investing timidly may shield you against risk … but not against inflation. Presented by Paul H. Risser When is being risk-averse too risky for the sake of your retirement? After you conclude your career or sell your company, you have a right to be financially cautious. At the same time, you can risk being a […]
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| Comments (0)Posted on Saturday, 25th August 2012 by Dennis Damp
If you are considering a TSP withdrawal be aware of the potential for a 10% penalty. You can always withdraw funds from the TSP after you leave federal service, however to avoid the 10% tax penalty, you must meet one of these exceptions: Additional 10% Penalty Tax If you receive a TSP distribution before […]
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Posted on Saturday, 18th August 2012 by Dennis Damp
Did you know that you can retire on any day you choose? There are many articles online to help you select the best day to retire but when selecting that perfect date, don’t forget that retirements are always effective at the end of a scheduled day. For example, Janet’s normal work schedule is Monday-Friday from […]
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| Comments (0)Posted on Thursday, 9th August 2012 by Paul Risser
Little things to keep in mind for life after work. Presented by Paul H. Risser Decades ago, there was a popular book entitled What They Don’t Teach You at Harvard Business School. Perhaps someday, another book will appear to discuss certain aspects of the retirement experience that go unrecognized – the “fine print”, if you […]
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| Comments (0)Posted on Monday, 6th August 2012 by Dennis Damp
Many federal employees had some part time work experience during their careers. Part-time employees receive full-time credit for retirement eligibility (years of service), but the impact on the annuity can be significant. To determine how your part time service will affect your annuity you have to understand the differences between pre and post April 7, […]
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| Comments (1)Posted on Sunday, 22nd July 2012 by Dennis Damp
Peace of mind, family, good health, and creature comforts are what we all desire throughout our lives. Sometimes the simplest things can make a huge difference. Peace of mind comes from making the right decisions for the right reasons. I recall several times in my life, pivotal points if you will, that caused me to […]
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| Comments (0)Posted on Monday, 9th July 2012 by Dennis Damp
There are many issues to consider when setting your retirement date; some personal and others financial. There isn’t a stock answer for when you should retire and whatever date you choose will impact your benefits one way or the other. For the most part, voluntary CSRS retirements are best the first three days of the […]
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| Comments (0)Posted on Sunday, 8th July 2012 by Paul Risser
Things to check and double-check before you leave this world. Presented by Paul H. Risser Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who leave this world without their financial affairs in good order risk leaving their heirs some significant […]
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