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Is it Time to Update Your Designated Beneficiary Forms?

Posted on Wednesday, 27th November 2013 by Dennis Damp

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OPM recently added a new feature to their Retiree Service Online site at https://www.servicesonline.opm.gov/. You can now download and print out a current copy of your FEGLI Verification of Life Insurance (VOLI) Coverage.  You can also print out duplicate 1099s for 2013 on this site when they are released.  Previously you had to request a […]

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FEHB Open Season Online Update

Posted on Monday, 18th November 2013 by Dennis Damp

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Another year is almost over! The older I get the faster the days go by and at an alarming rate. Christmas is around the corner and It seems like I just completed our 2012 taxes and sure enough I’m starting to compile information and purchasing Turbo Tax for 2013. Each year I register for OPM’s […]

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2014 Leave Record & Scheduling Spreadsheet Plus FEHB Same-Sex Coverage

Posted on Friday, 8th November 2013 by Dennis Damp

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Our 2014 Leave Record & Scheduling Spreadsheet is now available for download to your desktop. Use it to automatically track your leave balances in all categories, annotate your schedule, and to establish realistic retirement target dates to maximize your benefits when you leave. This FREE spreadsheet automatically calculates your accrued annual and sick leave balances, […]

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Borrowing to Pay the Mortgage

Posted on Thursday, 17th October 2013 by Dennis Damp

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I would say that anyone who has to borrow to pay their mortgage is in trouble, wouldn’t you! Can you imagine having to borrow not only to pay the mortgage but to just make the interest payments on your credit cards and other debt? Fortunately the government shutdown is over and everyone should be back […]

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Making Retirement Work For YOU

Posted on Saturday, 5th October 2013 by Dennis Damp

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I retired in 2005 at age 55, almost 9 years ago! Honestly, I wouldn’t have retired if I didn’t have 35+ years of service at the time and an avocation, my business to fall back on.  Had I stayed I would be retiring with 45 years and a maxed out annuity. What I enjoy about […]

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FEHB and the Unexpected Consequences of the Affordable Health Care Act

Posted on Thursday, 12th September 2013 by Dennis Damp

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This is a follow-up to my last article which talked about the potential impact the new health care legislation may have on our FEHB plans. I was going to title this article “The Unintended Consequences of the Affordable Health Care Act” however that really isn’t the case. Those who drafted this plan knew full well […]

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FEHB Program Affordable Care Act Impact

Posted on Friday, 30th August 2013 by Dennis Damp

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Many federal employees and retirees alike are concerned about being forced out of the FEHB program and into local health care exchanges that are mandated by President Obama’s Affordable Care Act. I’m not sure why it was called the Affordable Care Act when in reality insurance costs have already increased considerably across all sectors since […]

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Projecting your Retirement Annuity & Survivor’s Benefit

Posted on Thursday, 1st August 2013 by Dennis Damp

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Everyone planning their retirement needs to know how much they will have to live on in retirement and how much their spouse’s survivor benefit will be. Frank Cullen, a retired federal manager, friend, and former associate, sent me a comprehensive spreadsheet prior to my retirement that projected my annuity and survivor benefit for the next […]

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