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Posted on Monday, 1st April 2013 by Dennis Damp

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The stock market is up and the DOW stock market index has recovered from its low of 6629 in March of 2009 to over 14,000 recently. Interest rates and yields on CDs, treasuries, and savings have remained historically low. The government has artificially maintaining interest rates well below norm to stimulate the economy and to […]

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Posted on Wednesday, 13th March 2013 by Dennis Damp

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The Sequester has many feds concerned about furloughs, possibly an extended pay freeze, and fewer resources to get the job done.  Retirement applications may also take longer to process if HR specialists are furloughed. The good news is that it isn’t happening overnight and Congress is working to reduce the impact when this kicks in. […]

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Posted on Sunday, 3rd March 2013 by Paul Risser

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Why do so many people choose them over traditional IRAs? The IRA that changed the whole retirement savings perspective. Since the Roth IRA was introduced in 1998, its popularity has soared. It has become a fixture in many retirement planning strategies, because it offers savers so many potential advantages. The key argument for going Roth […]

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Posted on Friday, 8th February 2013 by Dennis Damp

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My 1099R arrived from OPM this week and annuitants should have also received their Notice of Annuity Adjustments, Form R1 20-53 (REV. 12/12), that outlines your new 2013 status and payments. The annuity adjustment statement includes the 1.7% COLA increase and lists any changes to your insurance and elective payments. Each year we receive many […]

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Posted on Friday, 1st February 2013 by Paul Risser

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Save a little more for retirement.  Presented by Paul H. Risser Time to boost your IRA balance. In 2013, you can contribute up to $5,500 to your Roth or traditional IRA. If you will be 50 or older by the end of 2013, your contribution limit is actually $6,500 this year thanks to the IRS’s […]

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Posted on Tuesday, 4th December 2012 by Paul Risser

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IRAs & workplace retirement plans have higher contribution limits. Presented by Paul H. Risser The IRS has set annual contribution limits for IRAs, 401(k)s, TSPs and other retirement plans higher for 2013, and made other important adjustments for inflation as well. Here is an overview of some notable changes just announced. The 2013 IRA contribution […]

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Posted on Wednesday, 14th November 2012 by Dennis Damp

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It’s that time of year again and we all know that our health care premiums, in most cases, will be going up. The (FEHB) Program premiums will increase by 3.4 percent in 2013, which is lower than last year’s increase of 3.8 percent.  The average premium increase for the Federal Employees Dental and Vision Insurance […]

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Posted on Thursday, 25th October 2012 by Dennis Damp

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Retirees are getting hit from all directions with hidden taxes, reduced purchasing power, increased healthcare, gas, food, and necessity costs. The size of our annuities, savings accounts and investments are shrinking due to a dramatically increased money supply when we truly need them to maintain our standard of living. Retirees often depend on interest from […]

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