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How to Increase Your Annuity & Updates

Posted on Tuesday, 29th March 2011 by Dennis Damp

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Robert worked for the Federal government for 4 years under FERS. He resigned in 1995 and withdrew his FERS retirement contributions and then returned to government in 1998. He now holds a career position and was not sure if he could obtain credit for his prior service that he withdrew in 1995. We receive many […]

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Your Last Day, Retiree Jobs, and Updates

Posted on Monday, 14th March 2011 by Dennis Damp

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Your last Day How can you ensure that your exit doesn’t cause you or your agency problems? There are many loose ends to sew up the last few days of employment that if not done properly can delay payment of your first check or cause other problems. I still hadn’t received my retirement Personnel Action […]

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Military Credits, Health Care, Survivor Benefits, TSP, and Updates

Posted on Tuesday, 22nd February 2011 by Dennis Damp

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Please Forward This Email to Others That Would Benefit From This Information Military Credit Clarifications Military credit is one of the most confusing issues for those planning their retirement. We recently expanded our Military Credit section to help federal employees evaluate their personal situation. Buying back your military time can increase your annuity; however, it […]

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Survivor Annuity, Retire Happy, Save a Life – Maybe Your Own, & UPDATES

Posted on Monday, 27th September 2010 by Dennis Damp

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A soon to be retired fed contacted me last month about an estimate they received from their HR department with a grossly incorrect survivor benefit cost estimate. The employee was advised that a full survivor benefit for their spouse would reduce their monthly benefit by one third!  Incorrect high estimates like this can put the […]

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FERS Supplements, Deferred Annuities and the Travel Forum

Posted on Thursday, 26th August 2010 by Dennis Damp

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The FERS supplement and deferred annuities have attracted considerable attention recently. Many are thinking seriously about early retirement these days. Thankfully we have Linda Duncan, our HR and Benefits Forum Host, available to handle these often complex issues for our site visitors. We recently added a Travel Forum and Nancy Holston’s article titled New England […]

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Retirement Questions Answered plus Clarifications

Posted on Monday, 2nd August 2010 by Dennis Damp

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We receive many questions each month from retirees and federal employees and many are focused on the following subject areas. I suggest copying this article and keep it with your important papers so you and your family will have the answers needed when faced with these issues. Retirement Income Verification If a mortgage company or […]

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Changes, More Military Credits, & Retiree Jobs

Posted on Monday, 28th June 2010 by Dennis Damp

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Changes to the Savings Bond Program OPM recently sent retirees a letter announcing the phasing out of paper savings bonds through traditional savings plans. If you have savings bonds withheld, they will be stopped automatically in October, the last month you will receive a bond. You can continue to purchase savings bonds through the Treasury […]

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TSP to ROTH – Is a ROTH in YOUR Future?

Posted on Saturday, 16th January 2010 by Linda Sherman

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What’s all the hoopla about the Roth retirement accounts?  Traditional and Roth retirement accounts have been around for years, but recent changes in IRS tax laws, and the TSP-Roth option available in 2011 have created renewed interest in Roth investment opportunities.  With these new opportunities, it is important to evaluate which option is best for […]

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