Posted on Thursday, 26th February 2026 by Dennis Damp

Fixed‑income opportunities continue to evolve as investors evaluate shifting interest‑rate expectations, inflation pressures, and a challenging global economic growth environment. After two years of central bank tightening, bond markets have entered a more balanced phase—one defined less by rate shocks and more by subtle positioning, yield‑curve dynamics, and various opportunities across credit sectors. The annual […]

Tags: CDs, Daily Brief, I Bonds, Market Projections, Retirement Savings, Rule of 100, Savings Bonds, TIPS, Treasury Bills, Treasury Bonds, Treasury Notes
Posted in

• ANNUITIES / ELIGIBILITY
• BENEFITS / INSURANCE
• ESTATE PLANNING
• FINANCE / TIP
• General Information
• RETIREMENT CONCERNS
• SOCIAL SECURITY / MEDICARE
• SURVIVOR INFORMATION

Posted on Friday, 8th March 2024 by Dennis Damp

Much to my surprise, most banks and credit unions continue to offer paltry yields on their savings and money market accounts. It’s disappointing considering they are using our money to fund customer’s mortgages at 7 percent and higher or new car loans up to the high single digits. Fixed income continues to hold its allure […]

Tags: CDs, Fixed Income Update, Higher CD Rates, I Bonds, Retirement Savings, T-Bills
Posted in

• ESTATE PLANNING
• FINANCE / TIP
• RETIREMENT CONCERNS
• SURVIVOR INFORMATION

Posted on Friday, 23rd November 2018 by Dennis Damp

Updated 8/12/2025 We provide extensive financial planning guidance to help anyone from a new hire to a retired annuitant evaluate and assess their economic strength. I mentioned in last year’s article, “few evaluate their finances until their checks start to bounce or they are so much in debt they can’t dig themselves out.”  One of […]

Tags: CSRS, FERS, Retirement Budget Worksheet, Retirement Savings
Posted in

• BENEFITS / INSURANCE
• ESTATE PLANNING
• FINANCE / TIP
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• SURVIVOR INFORMATION