Posted on Tuesday, 15th May 2012 by Paul Risser

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Is a tax refund coming your way? If you have already received your refund for 2012 or are about to receive it, you might want to think about the destiny of that money. Here are some possibilities. Start (or add to) an emergency fund. Many people don’t have a dedicated rainy day fund, only the […]

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Posted on Monday, 30th April 2012 by Nancy Holston

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I lived in Heidelberg Germany, thanks to the US Army, from May of 1975 to November of 1976.  While initially I wasn’t looking forward to being so far from home, once I arrived in Frankfurt I took advantage of every opportunity I could to see Western Europe.  I learned enough German to carry on a […]

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Posted on Sunday, 11th December 2011 by Paul Risser

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Financial Planning is simply taking a snapshot of where you are financially today and calculating what you will have and need in retirement down the road. Federal employees have some unique planning issues that Non-Federal employees usually don’t face such as: Should I buy back prior service time? What will be my approximate monthly annuity […]

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Posted on Thursday, 8th December 2011 by Chuck Jumpeter

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Whew! Last year our trip along the road to good health had a serious breakdown when my hard drive crashed. What a horrible experience that turned out to be. I found out, first hand, how not to back up your files. While I thought I was pretty good at saving all the important stuff, I […]

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Posted on Monday, 5th December 2011 by Nancy Holston

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They are for kids of all ages! When I was a youngster, the closest thing to a theme park was the local 4-H fair in northern Indiana.  When I was in Junior High we went to the Indiana State Fair, a huge fairground with rides, animals, shows, tractor pulls, and arcade. It was truly awe […]

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Posted on Wednesday, 5th October 2011 by Dennis Damp

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It has been a trying time for annuitants and Social Security recipients who have essentially been forced to live on fixed incomes these past two years. Finally it looks promising; we may receive a COLA in 2012 of around 3.6% if Congress doesn’t block the payout for whatever reason. If we are fortunate enough to […]

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Posted on Thursday, 18th August 2011 by Nancy Holston

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As a youngster growing up in northern Indiana, wildlife consisted of skunks, raccoons, deer and opossums and I did not find them particularly interesting since their natural setting was usually lying in the middle of the road lifeless.  But that changed in 1980 while I was enjoying a training assignment in Oklahoma City.   I stumbled […]

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Posted on Thursday, 11th August 2011 by Dennis Damp

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A site visitor close to retirement wrote that his TSP was considerably less than it should have been because he didn’t understand the TSP options and mismanaged his account throughout his career. Don’t let this happen to you. It feels like a rerun of the 2008 recession with the Dow at the time of this […]

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