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I Never Thought to Ask! How About You?

Posted on Thursday, 21st August 2025 by Dennis Damp

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Thanks to a kind and skilled pharmacy technician, my prescription costs for Asmanex decreased from $135 a month to $39! This is a welcome reprieve from one of the medications I take. Asmanex is the only asthma inhaler I can use without significant side effects. GEHA didn’t cover it in the past, and I purchased […]

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Will Retirement Work For YOU? It Depends!

Posted on Thursday, 14th August 2025 by Dennis Damp

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I retired in 2005 at age 55, almost 21 years ago! I wouldn’t have retired if I didn’t have 35+ years of service at the time and an avocation, my business to fall back on after leaving government service. My federal employees’ retirement planning site helps me connect with thousands of retirees who are genuinely […]

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2026 Federal Employees’ Leave Record Now Available

Posted on Thursday, 7th August 2025 by Dennis Damp

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Each year, we publish a comprehensive leave record that federal employees can use to track their annual and sick leave, comp, and credit hours used. Our updated 2026 Excel Leave Chart is designed for active federal employees who are planning their retirement and need to establish realistic target retirement dates. This spreadsheet also helps federal […]

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Military Service Credit ALERT – Make Your Deposit Early

Posted on Sunday, 27th July 2025 by Dennis Damp

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With many taking advantage of deferred resignation, early outs, or simply deciding it’s time to retire, start the military deposit paperwork immediately if you haven’t already done so. There is a free webinar at 7:00 pm on July 31st about savings for retirement that you may wish to take advantage of. FERS retirees with post-January […]

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Retirement Planning Assistance – Finding Help (2025 Update)

Posted on Thursday, 17th July 2025 by Dennis Damp

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Please forward this to others needing retirement planning assistance. Many federal employees are actively considering retirement today due to early, regular, and deferred options that are now or soon will be available as downsizing initiatives continue throughout the federal sector. The reconciliation bill includes funding for the major reorganizations, reductions in Force (RIF), and relocations […]

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Bits and Pieces – Updates, and Subscriber Feedback

Posted on Friday, 11th July 2025 by Dennis Damp

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The Department of Veterans Affairs announced on July 7, 2025, that it’s on pace to reduce the total number of VA staff by nearly 30,000 employees by the end of the fiscal year. Employee reductions through the federal hiring freeze, deferred resignations, retirements, and normal attrition have eliminated the need for a RIF. During President […]

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Social Security Tax Relief for Millions of Senior Citizens

Posted on Friday, 4th July 2025 by Dennis Damp

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The reconciliation bill HR-1, passed by Congress and signed by the President on Independence Day, ensures that nearly 90% of Social Security beneficiaries will no longer pay federal income taxes on their benefits. This bill provides meaningful and immediate relief to millions of seniors. Social Security Commissioner Frank Bisignano recently stated, “This is a historic […]

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Apply for Retirement on OPM’s Online Application Service

Posted on Friday, 27th June 2025 by Dennis Damp

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Last week’s article announced the launch of OPM’s retirement application (ORA) service. The process mimics the paper application process. FERS employees must fill out the SF 3107 form, and CSRS employees must fill out the SF 2801 online. Only those with a .gov email address can access the new application portal.     I tried […]

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