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Posted on Sunday, 7th September 2025 by Dennis Damp

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Announcing a free webinar this Wednesday, September 10th, at 7 pm Eastern Time that will outline the significant agency and department changes that may be coming your way. In the coming months, many government agencies and departments are facing sweeping reorganizations, with some even being phased out entirely. These changes bring uncertainty, but they also follow patterns […]

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Posted on Friday, 5th September 2025 by Dennis Damp

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Gail recently asked, “If I use my Thrift Savings Plan (TSP) Required Minimum Distribution (RMD) to purchase an annuity, can I avoid paying taxes on that RMD?” Using your Thrift Savings Plan (TSP) Required Minimum Distribution (RMD) to purchase an annuity doesn’t eliminate the taxes due on the withdrawn funds. RMDs are Taxable as Ordinary […]

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Posted on Thursday, 21st August 2025 by Dennis Damp

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Thanks to a kind and skilled pharmacy technician, my prescription costs for Asmanex decreased from $135 a month to $39! This is a welcome reprieve from one of the medications I take. Asmanex is the only asthma inhaler I can use without significant side effects. GEHA didn’t cover it in the past, and I purchased […]

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Posted on Thursday, 14th August 2025 by Dennis Damp

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I retired in 2005 at age 55, almost 21 years ago! I wouldn’t have retired if I didn’t have 35+ years of service at the time and an avocation, my business to fall back on after leaving government service. My federal employees’ retirement planning site helps me connect with thousands of retirees who are genuinely […]

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Posted on Thursday, 7th August 2025 by Dennis Damp

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Each year, we publish a comprehensive leave record that federal employees can use to track their annual and sick leave, comp, and credit hours used. Our updated 2026 Excel Leave Chart is designed for active federal employees who are planning their retirement and need to establish realistic target retirement dates. This spreadsheet also helps federal […]

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Posted on Friday, 1st August 2025 by Dennis Damp

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Last January, the Federal Reserve kept the fed funds rate steady at the 4.25%-4.5% range, pausing its rate-cutting cycle after three consecutive reductions in 2024. During their July 2025 meeting, they decided to continue the pause in the interest rate-cutting cycle that began in September 2024. After Chairman Powell’s announcement, the DOW Index dropped over […]

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Posted on Sunday, 27th July 2025 by Dennis Damp

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With many taking advantage of deferred resignation, early outs, or simply deciding it’s time to retire, start the military deposit paperwork immediately if you haven’t already done so. There is a free webinar at 7:00 pm on July 31st about savings for retirement that you may wish to take advantage of. FERS retirees with post-January […]

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Posted on Thursday, 24th July 2025 by Dennis Damp

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Kiplinger Retirement Newsletter’s recent article, “How to Tell Your Own Life Story,” was on the mark. They say, “There is one vulnerable asset we tend to overlook: Our stories.” This is so true, and it was a driving force behind my decision to write and publish my memoir, “The Early Years, A Road Less Traveled,” […]

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