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Posted on Friday, 1st January 2021 by Dennis Damp

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Those planning to retire soon will benefit somewhat from the small 1% federal employee’s pay raise this year. Primarily, your annual leave buy back will be at the new pay rate starting the first pay period of 2021. If you plan on staying another year or longer the raise will increase your high three average […]

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Posted on Wednesday, 9th December 2020 by Dennis Damp

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John read my article titled “Changes for the 2021 FEHB Open Season – Save Some Serious Money” and asked what my wife’s OPP costs were for the surgeries I mentioned. Many want to know if what our FEHB plans pay is enough to offset and warrant paying Part B premiums? Request a Federal Retirement Report™ to […]

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Posted on Monday, 7th December 2020 by Dennis Damp

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As the 2021 FEHB Open Season draws to a close Monday, December 14th, there’s still time to look for a new plan or confirm your existing plan is the right choice. Here are a few things to consider. Enrollment status – 90% of the time self-plus-one enrollment is cheaper than self-family enrollment, but not always. […]

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Posted on Friday, 27th November 2020 by Dennis Damp

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There were a lot of questions concerning the new Medicare Advantage (MA) plans that we reviewed in my previous article. I recently ran a comparison of the Aetna MA (Z26) Plan to GEHA’s Standard (316) Plan and Blue Cross & Blue Shield’s (BCBS) Basic (113) Plans using OPM’s FEHB Plan Comparison Tool and Checkbook’s Guide […]

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Posted on Thursday, 19th November 2020 by Dennis Damp

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This Open Season, federal retirees have new Medicare Advantage Part C (MA) plans to consider joining. Our analysis shows these offerings are an outstanding value. Let’s spend some time discussing how they work, how much you could save by joining one, and how to enroll. Aetna, Kaiser, and UnitedHealthcare now offer MA plans designed only […]

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Posted on Thursday, 12th November 2020 by Dennis Damp

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The 2021 FEHB Open Season runs from Monday, November 9th through December 14th and now is a good time to look at the changes facing retirees this year and to share some important advice to help you select the plan that’s right for you, which could possibly save you thousands of dollars. Request Your Personalized […]

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Posted on Thursday, 5th November 2020 by Dennis Damp

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Open season runs from November 9th through December 14th.  There are tools available to evaluate provider options, select your 2021 plan, and submit changes to OPM. Use the following resources to make an informed decision for you and your family’s health care needs. Request a Federal Retirement Report™ If you decide not to change plans in […]

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Posted on Friday, 23rd October 2020 by Dennis Damp

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Many annuitants change to a lower cost FEHB plan because most plans waive the majority of the deductibles, copayments, and coinsurance payments when you sign up for Medicare Part A & B. These low cost FEHB plans are often considered when enrolling in Medicare. Request Your Personalized Federal Retirement Report™ Today The Advantage of Signing […]

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