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Consider Lower Cost FEHB Plans When Signing up for Medicare

Posted on Friday, 25th October 2024 by Dennis Damp

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It makes sense to look for a lower-cost Federal Employee Health Benefit (FEHB) plan, especially when signing up for Medicare. This is particularly true if you pay Part B premiums and possibly an Income Required Monthly Adjusted Amount (IRMAA). Get started with a complimentary retirement planning session and a FREE retirement planning report When you […]

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Too Much too Soon & Cable TV Subscription Costs

Posted on Friday, 26th July 2024 by Dennis Damp

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I visited a recently listed custom-built ranch home in our neighborhood and couldn’t find the controls to operate the kitchen appliances including the electric stove top. Everything was monitored and remotely controlled; as we moved one room to another, music emanated from recessed ceiling speakers. This home has an EV charging station in the three-car […]

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The Art of Downsizing – Why, Where, & When?

Posted on Friday, 12th July 2024 by Dennis Damp

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Either you’ve been retired for some time and realize life’s challenges have taken center stage or you are an astute employee planning your retirement well in advance, a smart move. What seemed insignificant health issues in our 40s, 50s and 60s now tests our physical and at times mental abilities as time marches on. Most […]

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The 2024 Election – Voting Early This November

Posted on Saturday, 15th June 2024 by Dennis Damp

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Your vote matters, annuitants, and those working with busy schedules or traveling may wish to vote remotely. You can request an absentee ballot or in many states like Pennsylvania vote-by-mail.   Applying for a Mail-in Ballot The general election will be held on Tuesday, November 5 but voting begins early in many states. Visit www.vote.gov […]

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These Boots Are Made for Walking – That’s Just What I’ll Do!

Posted on Sunday, 26th May 2024 by Dennis Damp

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I modified the lyrics from Nancy Sinatra’s 1966 song to emphasize a point. Walk don’t run to maintain and improve your health. Especially for the aged, a group that I am fully intrenched in at the time. Walking on A Cloud – Asics Cumulus 25 Walking is an integral part of all we do, pre- […]

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Is Working in Retirement A Necessity Today?

Posted on Friday, 5th April 2024 by Dennis Damp

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Considering today’s high cost of living, it’s no wonder why many retirees are looking for jobs to make ends meet. A visit to your local grocery store brings this home when we walk out with two small bags of groceries for $100. Meat, coffee, and just about everything is simply off the charts. We picked […]

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2023 in the Rear View Mirror – Observations and Updates

Posted on Friday, 15th December 2023 by Dennis Damp

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I like to close out each year with a few last-minute updates and observations. My next article won’t be published until early January. Time to celebrate the holidays and just sit back and relax awhile. The Clock Keeps Ticking – Thankfully The older I get, the faster time flies by. In our youth most couldn’t […]

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The FEP Medicare Prescription Drug Program (MPDP)

Posted on Thursday, 2nd November 2023 by Dennis Damp

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I received a number of emails from Blue Cross and Blue Shield (BCBS) plan members about this new offering. Federal employees and annuitants, enrolled in Medicare and one of the BCBS plans, will automatically be enrolled in the new MPDP plan unless they opt-out. The BCBS website is fairly straight forward and addresses many of […]

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