Posted on Saturday, 6th July 2013 by Dennis Damp

I’ve received many emails over the years from annuitants, spouses of deceased annuitants, and estate executors that weren’t aware of the annuitant’s coverage and/or beneficiaries. A number of annuitants forget what coverage they elected (if any) or who they designated as beneficiary. There are a number of things that you, your spouse, and estate executor […]

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• BENEFITS / INSURANCE
• ESTATE PLANNING
• FINANCE / TIP
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• SURVIVOR INFORMATION

Posted on Sunday, 23rd June 2013 by Dennis Damp

Recently, due to budget cuts, OPM reduced their call-center’s hours and they are now open from 7:40 a.m. to 5 p.m. Eastern Time. To talk to a retirement consultant, report an annuitant’s death, request a duplicate 1099 R or other issues call their toll free number at 1-888-767-6738. For those in the DC area call […]

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• ANNUITIES / ELIGIBILITY
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• SOCIAL SECURITY / MEDICARE
• SURVIVOR INFORMATION

Posted on Thursday, 30th May 2013 by Dennis Damp

Retirees and employees alike often need extra income to just get by, pay off debt, or to save for special occasions or a rainy day.  There are many part time job offers that you must be cautious of such as advertisements that offer unrealistic wages and annual incomes with little work involved.  Real opportunities take […]

Posted in

• EMPLOYMENT OPTIONS
• ESTATE PLANNING
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• SURVIVOR INFORMATION

Posted on Friday, 3rd May 2013 by Dennis Damp

Norma, a federal employee that elected to collect Social Security while still working, commented on my last article on this subject. She stated that while it is true you don’t decrease social security benefits if you are still working at age 66 or older you may be subject to taxes on some of the social […]

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• BENEFITS / INSURANCE
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• SOCIAL SECURITY / MEDICARE
• SURVIVOR INFORMATION

Posted on Saturday, 9th March 2013 by Nancy Holston

Those days when I loved going out and playing in the snow are long gone.  I think they disappeared when I got rid of my skis in the 80’s. I do like watching the cardinals eating at the feeders in the trees after winter snow storm, but after about a month of that and temperatures […]

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• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• Travel

Posted on Monday, 14th January 2013 by Paul Risser

Different ways to respond to the challenge. Presented by Paul H. Risser As you retire, there are variables you can’t control; investment performance and fate are certainly toward the top of the list. Your approach to withdrawing and preserving your retirement savings, however, may give you more control over your financial life. Drawing retirement income […]

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• ESTATE PLANNING
• FINANCE / TIP
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS

Posted on Wednesday, 14th November 2012 by Dennis Damp

It’s that time of year again and we all know that our health care premiums, in most cases, will be going up. The (FEHB) Program premiums will increase by 3.4 percent in 2013, which is lower than last year’s increase of 3.8 percent.  The average premium increase for the Federal Employees Dental and Vision Insurance […]

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• ANNUITIES / ELIGIBILITY
• BENEFITS / INSURANCE
• EMPLOYMENT OPTIONS
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS
• SURVIVOR INFORMATION

Posted on Saturday, 15th September 2012 by Dennis Damp

Updated 12/15/2024 Most fantasize about retirement while working. I recall telling my wife when I was in my mid 20s that I wanted to stay with federal service because I could retire at age 55, which I did by the way. However, we live in the real world and retirement is a HUGE decision that […]

Posted in

• ANNUITIES / ELIGIBILITY
• EMPLOYMENT OPTIONS
• FINANCE / TIP
• LIFESTYLE / TRAVEL
• RETIREMENT CONCERNS