Posted on Thursday, 12th September 2013 by Dennis Damp
This is a follow-up to my last article which talked about the potential impact the new health care legislation may have on our FEHB plans. I was going to title this article “The Unintended Consequences of the Affordable Health Care Act” however that really isn’t the case. Those who drafted this plan knew full well […]
Tags: affordable care act impact, csrs retirement, FEHB, FERS Retirement
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Posted on Friday, 19th July 2013 by Dennis Damp
We purchased a 9 year old home last year and the seller thankfully included a home warranty. Since we moved in we used the home warranty services many times saving us thousands of dollars in repairs. Recently, I renewed the contract and had to call them out shortly thereafter. When we were purchasing our new […]
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| Comments (0)Posted on Saturday, 6th July 2013 by Dennis Damp
I’ve received many emails over the years from annuitants, spouses of deceased annuitants, and estate executors that weren’t aware of the annuitant’s coverage and/or beneficiaries. A number of annuitants forget what coverage they elected (if any) or who they designated as beneficiary. There are a number of things that you, your spouse, and estate executor […]
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Posted on Sunday, 23rd June 2013 by Dennis Damp
Recently, due to budget cuts, OPM reduced their call-center’s hours and they are now open from 7:40 a.m. to 5 p.m. Eastern Time. To talk to a retirement consultant, report an annuitant’s death, request a duplicate 1099 R or other issues call their toll free number at 1-888-767-6738. For those in the DC area call […]
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Posted on Thursday, 30th May 2013 by Dennis Damp
Retirees and employees alike often need extra income to just get by, pay off debt, or to save for special occasions or a rainy day. There are many part time job offers that you must be cautious of such as advertisements that offer unrealistic wages and annual incomes with little work involved. Real opportunities take […]
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| Comments (0)Posted on Friday, 3rd May 2013 by Dennis Damp
Norma, a federal employee that elected to collect Social Security while still working, commented on my last article on this subject. She stated that while it is true you don’t decrease social security benefits if you are still working at age 66 or older you may be subject to taxes on some of the social […]
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Posted on Saturday, 9th March 2013 by Nancy Holston
Those days when I loved going out and playing in the snow are long gone. I think they disappeared when I got rid of my skis in the 80’s. I do like watching the cardinals eating at the feeders in the trees after winter snow storm, but after about a month of that and temperatures […]
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| Comments (0)Posted on Monday, 14th January 2013 by Paul Risser
Different ways to respond to the challenge. Presented by Paul H. Risser As you retire, there are variables you can’t control; investment performance and fate are certainly toward the top of the list. Your approach to withdrawing and preserving your retirement savings, however, may give you more control over your financial life. Drawing retirement income […]
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