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Retirement Credit Update for Federal Employees with Prior Military Service

Posted on Friday, 27th March 2026 by Dennis Damp

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Federal employees with prior military service have long benefited from the ability to “buy back” their active‑duty time and apply it toward their civilian retirement. This process—formally known as a military service deposit—remains one of the most valuable tools for maximizing retirement income under both CSRS and FERS. Recent updates and ongoing changes in 2025 […]

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Survivor’s Benefits for Federal Employee Spouses

Posted on Friday, 13th March 2026 by Dennis Damp

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When a loved one passes away, the emotional toll is often accompanied by financial uncertainty. For spouses of federal employees or retirees, survivor’s benefits can provide essential stability during a difficult transition. These benefits—administered through federal retirement systems and Social Security—are designed to ensure that a surviving spouse continues to receive income after the worker’s […]

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Federal Employee News: 2026 Pay, Benefits, and More

Posted on Friday, 6th March 2026 by Dennis Damp

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The start of March 2026 has brought significant turbulence for federal employees, characterized by a shrinking workforce, increased health care costs, and ongoing battles over union representation and civil service protections. Following the implementation of the 2026 benefits, employees are navigating the realities of a 1% pay raise alongside double-digit increases in health premiums, while […]

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Your 2026 Step-by-Step Federal Retirement Planning Guide

Posted on Thursday, 19th February 2026 by Dennis Damp

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Federal retirement planning comes with its own rulebook. Between FERS calculations, TSP strategies, and benefit elections, it’s easy to feel overwhelmed by the complexity. But here’s the good news: with the right checklist and timeline, you can navigate this process confidently and avoid costly mistakes. This detailed checklist complements and expands on our abbreviated “Ultimate […]

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Online Retirement Application (ORA) Update

Posted on Friday, 13th February 2026 by Dennis Damp

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This service was launched in July of last year, and my article titled “Apply for Retirement on OPM’s Online Application Service” outlined how to sign up for and use this service.  I state in the article that, “Effective July 15, 2025, OPM will no longer accept paper retirement applications. Any paper submissions created on or […]

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Reflections 2025 – Marvin Gaye (What’s Going On)

Posted on Friday, 30th January 2026 by Dennis Damp

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I grew up listening to Motown and saw Smokey Robinson and the Miracles at the South Park Fairgrounds in 1967. I keep hearing the Lyrics of Marvin Gaye’s hit song “What’s Going On” over and over in my head: Mother, mother There’s too many of you crying Brother, brother, brother There’s far too many of […]

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The Federal Workforce Data (FWD) Release – OPM Update

Posted on Friday, 23rd January 2026 by Dennis Damp

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I often refer to OPM’s statistics for my retirement planning articles, and OPM’s new FWD website allows anyone to review these statistics in a pleasing graphical presentation that was not available under the legacy system. Actually, you will find a lot of interesting information readily available on this site. The new Federal Workforce Data (FWD) […]

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