Posted on Saturday, 6th April 2013 by Paul Risser
After you leave work, what will your life look like? How do you picture your future? If you are like many baby boomers, your view of retirement is likely pragmatic compared to that of your parents. That doesn’t mean you have to have a “plain vanilla” tomorrow. Even if your retirement savings are not as […]
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Posted on Monday, 1st April 2013 by Dennis Damp
The stock market is up and the DOW stock market index has recovered from its low of 6629 in March of 2009 to over 14,000 recently. Interest rates and yields on CDs, treasuries, and savings have remained historically low. The government has artificially maintaining interest rates well below norm to stimulate the economy and to […]
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Posted on Wednesday, 13th March 2013 by Dennis Damp
The Sequester has many feds concerned about furloughs, possibly an extended pay freeze, and fewer resources to get the job done. Retirement applications may also take longer to process if HR specialists are furloughed. The good news is that it isn’t happening overnight and Congress is working to reduce the impact when this kicks in. […]
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| Comments (0)Posted on Saturday, 9th March 2013 by Nancy Holston
Those days when I loved going out and playing in the snow are long gone. I think they disappeared when I got rid of my skis in the 80’s. I do like watching the cardinals eating at the feeders in the trees after winter snow storm, but after about a month of that and temperatures […]
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| Comments (0)Posted on Sunday, 3rd March 2013 by Paul Risser
Why do so many people choose them over traditional IRAs? The IRA that changed the whole retirement savings perspective. Since the Roth IRA was introduced in 1998, its popularity has soared. It has become a fixture in many retirement planning strategies, because it offers savers so many potential advantages. The key argument for going Roth […]
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| Comments (0)Posted on Friday, 22nd February 2013 by Dennis Damp
I received my annual TSP statement several weeks ago and each year I find it informative. It’s a good tool for evaluating your fund’s performance and comparing it to other investments. The highlights this year pointed out one of the true benefits of the TSP; the low expense ratio that we pay compared to other […]
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| Comments (0)Posted on Friday, 8th February 2013 by Dennis Damp
My 1099R arrived from OPM this week and annuitants should have also received their Notice of Annuity Adjustments, Form R1 20-53 (REV. 12/12), that outlines your new 2013 status and payments. The annuity adjustment statement includes the 1.7% COLA increase and lists any changes to your insurance and elective payments. Each year we receive many […]
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Posted on Friday, 1st February 2013 by Paul Risser
Save a little more for retirement. Presented by Paul H. Risser Time to boost your IRA balance. In 2013, you can contribute up to $5,500 to your Roth or traditional IRA. If you will be 50 or older by the end of 2013, your contribution limit is actually $6,500 this year thanks to the IRS’s […]
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