SURVIVOR INFORMATION | Federal Employee's Retirement Planning Guide

UPDATE – Deferred Resignations and VERAs Return

Posted on Friday, 11th April 2025 by Dennis Damp

In April, more agencies offered deferred resignations and early outs through the Voluntary Early Retirement Authority (VERA). The dates for these offers vary per agency, and the time frame for this option is as short as 7 days. The following list of departments and agencies have sent offers via email to their employees; more are […]

Tags: Daily Brief, Deferred Resignations, Fork in the Road, RIF, VERA
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Retirement Investments – Down but Not Out

Posted on Friday, 4th April 2025 by Dennis Damp

Please forward this to others that may find this informative. Sign up to receive our free e-mail newsletter. I wrote a version of this article in April 2022, and with the market sell-off, it’s a good time to revisit this subject. It’s impossible to time the market. One of the financial advisers I talked with […]

Tags: Conservative Portfolio, Market Correction, Market Downturn, Recession, S&P 500, Sensible Investing
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NEWS – Agency’s Collective Bargaining Agreements Terminated

Posted on Monday, 31st March 2025 by Dennis Damp

President Trump signed an Executive Order (EO) on March 27, 2025, that ended collective bargaining for agencies that perform intelligence, counterintelligence, investigative, or national security functions. This impacts many Departments and agencies, including the VA, Department of Defense, and even the Department of Agriculture, to name a few. This is a significant change, and agency […]

Tags: ARRPs, CBAs, CBAs Canceled, Collective Bargaining Agreements, Daily Brief, NEWS, RIFs
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Displaced Workers and Security Clearances

Posted on Friday, 28th March 2025 by Dennis Damp

Despite the overall uncertainty in the federal sector now, many in the national security workforce have, for the most part, been exempt from significant disruptions. With few exceptions, most organizations, including those working in national security, will be included as Agency RIF and Reorganization Plans (ARRPs) progress. Holding on to What You Got Federal […]

Tags: ARRFs, Daily Brief, Early Retirements, eOPF, eOPF Guidance, Job Opportunities, PCS Relocations, RIFs, Security Clearance
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How to Dramatically Lower Your Cable and Internet Costs NOW!

Posted on Friday, 21st March 2025 by Dennis Damp

Most retirees and federal employees approaching retirement are concerned about rising cable and Internet costs, largely due to the cable companies’ decades-long monopoly. My monthly cable bill is currently $347.76, which is my largest utility bill. I wrote an article last year about cutting the cord, which focused on ways to reduce excessive cable bills, […]

Tags: cable services, Cutting the Cord, Internet Services, Reducing Costs
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Common Sense Prevails – Agency Heads Take Control

Posted on Friday, 7th March 2025 by Dennis Damp

In last week’s article, I said, “DOGE is moving too far and fast, as evidenced by the chaos surrounding it,” and further stated, “They should allow each agency head to work within their organizations to streamline if needed.” Someone in the administration read my last article! Actually, the President’s cabinet and many others were complaining […]

Tags: ARRPs, Cabinet Members, DOGE, Downsizing, Elon Musk
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(NEW) OPM Requesting Weekly Email Accomplishments!

Posted on Saturday, 1st March 2025 by Dennis Damp

Two million federal employees received another email from OPM Friday evening requesting they reply with a list of last week’s accomplishments. The email states, “Going forward, please complete the above task each week by Mondays at 11:59 p.m. ET.” After reviewing the first memo, many agencies advised their staff not to reply; they handle these […]

Tags: DOGE, Elon Musk, OPM Memo, President CLinton, President Trump, Reporting Accomplishments, RIF, VERA, VSIP
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Many CSRS Retiree’s Social Security Checks Increasing Soon

Posted on Wednesday, 26th February 2025 by Dennis Damp

The Social Security Fairness Act repealed the windfall elimination provision and the government pension offset last November, and impacted CSRS retirees are waiting for their Social Security checks to increase. You are eligible for Social Security benefits if you accrued 40 quarters (10 years) of employment where Social Security payments were withheld. The Windfall Elimination […]

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