fbpx

FEHB / PSHB Open Season Online – Access & What it Offers

Posted on Friday, 22nd November 2024 by Dennis Damp

Share

The healthcare open season can be overwhelming. There are many choices to consider, and you must use Login.gov to sign in to OPM’s Open Season Online. Once you enter the site, retirees and survivors can change plans, print out a copy of your Open Season Health Care Guide, or request hard copies of plan brochures […]

Tags: , , ,
Posted in

| Comments (0)

IRMAAs and the Open Season Connection – Proceed with Caution

Posted on Friday, 15th November 2024 by Dennis Damp

Share

If your income has or will increase due to Required Minimum Distributions (RMDs) or accrued interest, dividends, and capital gains from your cash and investments, review the Part B and D IRMAA premiums listed below. Income Required Monthly Adjustment Amounts (IRMAAs) make Medicare Advantage Plans less attractive despite providing Part B subsidies. The Centers for […]

Tags: , , , ,
Posted in

| Comments (0)

2025 FEHB & PSHB Healthcare Plan Selection Guide

Posted on Friday, 8th November 2024 by Dennis Damp

Share

Please forward this article to others who can use this “Open Season” information. Open season starts on the 11th of November, this coming Monday. Tools are available to evaluate provider options, select your 2025 plan, and submit changes to OPM. Use this guide to walk you through the process and follow the links for additional […]

Tags: , , , , , , , ,
Posted in

| Comments (0)

Medicare Advantage Plan Primer – What You Need to Know

Posted on Saturday, 2nd November 2024 by Dennis Damp

Share

I receive many questions about MA options; few know what to expect or who pays for what. Hopefully, this article will answer many of your questions and provide insight into coverage issues that may arise in certain areas. Follow the links to learn more about subjects of interest. Click on this banner to sign up […]

Tags: , , , , , , ,
Posted in

| Comments (2)

Consider Lower Cost FEHB Plans When Signing up for Medicare

Posted on Friday, 25th October 2024 by Dennis Damp

Share

It makes sense to look for a lower-cost Federal Employee Health Benefit (FEHB) plan, especially when signing up for Medicare. This is particularly true if you pay Part B premiums and possibly an Income Required Monthly Adjusted Amount (IRMAA). Get started with a complimentary retirement planning session and a FREE retirement planning report When you […]

Posted in

| Comments (0)

2025 COLAs and the Medicare & You Handbook

Posted on Friday, 11th October 2024 by Dennis Damp

Share

More than 71 million Americans will see a Cost-of-Living Adjustment (COLA) of 2.5% in their Social Security benefits and Supplemental Security Income (SSI) payments in 2025. Social Security retirement benefits will increase on average $49 per month starting in January. Federal retiree annuities under the Civil Service Retirement System (CSRS) receive the full 2.5% increase […]

Tags: , , ,
Posted in

| Comments (0)

2025 Health Care Premiums, Hold on to Your Hat!

Posted on Friday, 27th September 2024 by Dennis Damp

Share

Federal employees and annuitants enrolled in the Federal Employee Health Benefit’s (FEHB) program will pay 13.5% more, on average, for their health care premiums.   Get started with a complimentary retirement planning session and a FREE retirement planning report. Adding this huge increase to the 7.7% premium rise for 2024, and 2023’s 8.7% increase we are all […]

Tags: , , ,
Posted in

| Comments (0)

The Art of Downsizing – Why, Where, & When?

Posted on Friday, 12th July 2024 by Dennis Damp

Share

Either you’ve been retired for some time and realize life’s challenges have taken center stage or you are an astute employee planning your retirement well in advance, a smart move. What seemed insignificant health issues in our 40s, 50s and 60s now tests our physical and at times mental abilities as time marches on. Most […]

Posted in

| Comments (0)

Terms Of Use