fbpx

Constructive Feedback at Work and Home | LTC Update

Posted on Wednesday, 7th September 2016 by Dennis Damp

Share

Too often the feedback we receive, either solicited or given freely, at work and home is delivered with little tact and therefore ignored or disputed. I recently read an article in the Tribune Review titled “Constructive Feedback Crucial for Career Progress,” by Chris Posti that provided excellent advice for anyone wishing to advance in their […]

Posted in

| Comments (0)

FEGLI Open Season, Long Term Care, and Lifestyle Updates

Posted on Monday, 1st August 2016 by Dennis Damp

Share

FEGLI Open Season Update A number of our subscribers have sent questions about the upcoming FEGLI Open Season and are not sure what options to consider. Open season runs from September 1 through September 30, 2016. It’s time to review your current insurance coverage and determine your true insurance needs before it’s too late. You […]

Posted in

| Comments (0)

Long Term Care Insurance – Is it worth the cost?

Posted on Friday, 10th June 2016 by Dennis Damp

Share

I applied for Long Term care insurance when it was first offered as a benefit in December of 2002. Our premiums for the Future Purchase Option (FPO) at that time were reasonable for the 5 years of coverage we elected; $73.57 monthly for my wife and I.  My premium for the Future Purchase Option was […]

Posted in

| Comments (0)

Social Security and Leave Record Updates

Posted on Wednesday, 2nd March 2016 by Dennis Damp

Share

Social Security File & Suspend I discussed in a recent column the process my wife and I went through to file and suspend my Social Security benefits.  I did this so that my wife will now be able to collect a spousal benefit while I deferred collecting until age 70 and my benefit will increase […]

Posted in

| Comments (0)

Will Government Pension Offset (GPO) Reduce Your Social Security Benefits?

Posted on Saturday, 13th February 2016 by Dennis Damp

Share

Recently one of our newsletter subscribers asked me to explain how the Government Pension Offset (GPO) impacts a married couple, one retiring under CSRS and the other under FERS.  The husband will retire under CSRS and his wife is a FERS employee. He also wanted to know if his wife’s social security will be penalized […]

Posted in

| Comments (0)

1099 Rs Available, Social Security Filing, & Updates

Posted on Wednesday, 27th January 2016 by Dennis Damp

Share

I typically purchase Intuit TurboTax Home & Business software in mid December each year to start working on our income taxes. I was able to download my Statement of Annuity Paid (1099 R Form) direct from OPM’s retirement services web site on January 17th!  Typically retirees receive these forms in the mail by the end […]

Posted in

| Comments (0)

TSP – Risk Versus Reward (TSP Performance Beats market in 2015)

Posted on Monday, 11th January 2016 by Dennis Damp

Share

Important Note: This article is not an investment recommendation and should not to be relied upon when making investment decisions – investors should conduct their own comprehensive research. Please read the Disclaimer at the end of this article. Each year I review our investments and rebalance funds as necessary to maintain a pre determined asset […]

Posted in

| Comments (0)

Social Security Changes, Retiree Job Options, & Updates

Posted on Sunday, 29th November 2015 by Dennis Damp

Share

On November 2, 2015 the President signed HR-1314, the “Bipartisan Budget Act of 2015.” This law eliminated the file and suspend option for most Social Security applicants and changed the restricted application rules. These filing strategies allowed couples to increase their lifetime total payout. If you are now at full retirement age and planning to file and suspend you have […]

Posted in

| Comments (0)

Terms Of Use