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2021 FEHB Plan Selection Guide

Posted on Thursday, 5th November 2020 by Dennis Damp

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Open season runs from November 9th through December 14th.  There are tools available to evaluate provider options, select your 2021 plan, and submit changes to OPM. Use the following resources to make an informed decision for you and your family’s health care needs. Request a Federal Retirement Report™ If you decide not to change plans in […]

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GEHA Standard to Blue Cross Blue Shield Basic Plan Comparison – 2021

Posted on Friday, 23rd October 2020 by Dennis Damp

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Many annuitants change to a lower cost FEHB plan because most plans waive the majority of the deductibles, copayments, and coinsurance payments when you sign up for Medicare Part A & B. These low cost FEHB plans are often considered when enrolling in Medicare. Request Your Personalized Federal Retirement Report™ Today The Advantage of Signing […]

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Health Care Premiums Rising for 2021 – What Else is New!

Posted on Monday, 19th October 2020 by Dennis Damp

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Our government reports that inflation is low, yet every time we turn around prices are increasing.  I often ponder why our COLAs, 1.3% for 2021, are so low most years when costs for essentials are increasing. We are used to paying more for everything these days so it shouldn’t be a surprise to everyone that […]

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2021 COLA Announced and Annuity Projection Calculator

Posted on Tuesday, 13th October 2020 by Dennis Damp

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I reported in mid-September that the 2021 COLA was projected to be anywhere from .44% to as high as 1.2% according to Kiplinger’s. The Social Security Administration announced a 1.3% COLA increase on October 13th for 2020. CSRS and FERS annuitants will receive the full 1.3% this year. View the table of all COLAs from […]

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FEDVIP Options for 2021 (New Providers Added)

Posted on Saturday, 26th September 2020 by Dennis Damp

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The Federal Employees Dental and Vision Program (FEDVIP) has 3.3 million enrollees including 1.7 million enrollees enrolled in both programs.  This program provides dental and vision benefits to a total of 6.9 million Federal employees, uniformed service members, retirees and their family members. Request a Federal Retirement Report™ to review projected annuity payments, income verses expenses, […]

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2021 Open Season Advice & Checkbook’s Guide to Health Plans Introduction

Posted on Friday, 25th September 2020 by Kevin Moss

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The 2021 FEHB Open Season runs from November 9th through December 14th. For 42 years, Consumers’ Checkbook has published our annual Guide to Health Plans for Federal Employees to help active and retired federal employees find the best FEHB plan for them. By asking you a few questions about yourself and your family, the Guide […]

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Required Retirement Application Forms

Posted on Friday, 18th September 2020 by Dennis Damp

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I receive many questions this time of year about the retirement process and required forms. It can take several months for HR to process your papers and send them to the Office of Personnel Management (OPM) for final determination of your claim. Many federal and postal workers elect to retire at end of year because […]

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2021 COLA and the 2020 Health Care Open Season

Posted on Saturday, 12th September 2020 by Dennis Damp

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We can expect a smaller COLA increase for 2021. The final number will be released on October 13th.  The August issue of Kiplinger magazine estimated an increase of 1.2% while others suggest a much lower figure of .44%. Both projections are much lower than the 1.6% we received last year. Projected COLA Going Down The […]

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