Posted on Saturday, 5th January 2013 by Dennis Damp

There is considerable confusion on what federal employees and retirees can do to convert all or a part of their TSP funds to a TSP ROTH.  There are limitations and unfortunately you can’t convert any of your current TSP funds to a ROTH within the TSP program. There are only 2 ways to get ROTH […]

Tags: FERS Retirement, Retirement Planning, ROTH TSP, THRIFT Plan
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• ANNUITIES / ELIGIBILITY
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• EMPLOYMENT OPTIONS
• ESTATE PLANNING
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Posted on Tuesday, 4th December 2012 by Paul Risser

IRAs & workplace retirement plans have higher contribution limits. Presented by Paul H. Risser The IRS has set annual contribution limits for IRAs, 401(k)s, TSPs and other retirement plans higher for 2013, and made other important adjustments for inflation as well. Here is an overview of some notable changes just announced. The 2013 IRA contribution […]

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• BENEFITS / INSURANCE
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• FINANCE / TIP
• RETIREMENT CONCERNS
• SOCIAL SECURITY / MEDICARE
• SURVIVOR INFORMATION

Posted on Friday, 9th November 2012 by Paul Risser

Things you can do before and for 2013 Presented by Paul H. Risser What financial, business or life priorities do you need to address for 2013? Now is a good time to think about the investing, saving or budgeting methods you could employ toward specific objectives. Some year-end financial moves may prove crucial to the […]

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• BENEFITS / INSURANCE
• ESTATE PLANNING
• FINANCE / TIP
• RETIREMENT CONCERNS

Posted on Thursday, 25th October 2012 by Dennis Damp

Retirees are getting hit from all directions with hidden taxes, reduced purchasing power, increased healthcare, gas, food, and necessity costs. The size of our annuities, savings accounts and investments are shrinking due to a dramatically increased money supply when we truly need them to maintain our standard of living. Retirees often depend on interest from […]

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• ESTATE PLANNING
• FINANCE / TIP
• RETIREMENT CONCERNS
• SOCIAL SECURITY / MEDICARE
• SURVIVOR INFORMATION

Posted on Thursday, 6th September 2012 by Paul Risser

Investing timidly may shield you against risk … but not against inflation. Presented by Paul H. Risser When is being risk-averse too risky for the sake of your retirement? After you conclude your career or sell your company, you have a right to be financially cautious. At the same time, you can risk being a […]

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Posted on Sunday, 8th July 2012 by Paul Risser

Things to check and double-check before you leave this world. Presented by Paul H. Risser Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who leave this world without their financial affairs in good order risk leaving their heirs some significant […]

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Posted on Monday, 18th June 2012 by Dennis Damp

My wife and I moved last month and in the process we went through everything to purge what we didn’t need.  We ended up donating, giving away or throwing out many things we accumulated over the decades. I kept all of our check registers back to the late 1960s and as we went through them, […]

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Posted on Friday, 8th June 2012 by Paul Risser

Over these last couple of months I’ve had the opportunity to correspond with a number of federal employees and these two concerns were at the top of their list: the length of time it is taking OPM to finalize annuity payments, and the desire to obtain life insurance in the private sector, but neglecting to […]

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• ANNUITIES / ELIGIBILITY
• BENEFITS / INSURANCE
• ESTATE PLANNING
• FINANCE / TIP
• RETIREMENT CONCERNS