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Enhancing Your Retirement Experience – One Day at a Time

Posted on Friday, 23rd August 2024 by Dennis Damp

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At Federal Retirement Planning, we understand the importance of preparing for retirement holistically: financially, emotionally, and physically. One without the other could derail your retirement. One crucial aspect often overlooked is the incorporation of an exercise routine long before retiring in preparation for an active life after retirement. Many, defer this to post retirement. After […]

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2025 Federal Employee’s Leave Record Now Available

Posted on Thursday, 8th August 2024 by Dennis Damp

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Share this Excell Leave Record Chart with everyone in your organization. Each year we publish a comprehensive leave record that federal employees can use to track their annual and sick leave, comp, and credit hours used. Our updated 2025 Excel Leave Chart is designed for active federal employees that are planning their retirement and need […]

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Too Much too Soon & Cable TV Subscription Costs

Posted on Friday, 26th July 2024 by Dennis Damp

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I visited a recently listed custom-built ranch home in our neighborhood and couldn’t find the controls to operate the kitchen appliances including the electric stove top. Everything was monitored and remotely controlled; as we moved one room to another, music emanated from recessed ceiling speakers. This home has an EV charging station in the three-car […]

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The Art of Downsizing – Why, Where, & When?

Posted on Friday, 12th July 2024 by Dennis Damp

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Either you’ve been retired for some time and realize life’s challenges have taken center stage or you are an astute employee planning your retirement well in advance, a smart move. What seemed insignificant health issues in our 40s, 50s and 60s now tests our physical and at times mental abilities as time marches on. Most […]

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2025 COLA Estimates & Retirement Processing Update

Posted on Friday, 28th June 2024 by Dennis Damp

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Last year’s 3.2% COLA for Social Security and the Civil Service Retirement System (CSRS), and 2.4% for Federal Employees Retirement System (FERS) dropped considerably from the 2023 COLA of 8.7% CSRS and 7.7% FERS. The highest in over 40 years. Costs continue to increase for most essentials. The costs of all items have increased around […]

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Federal & Postal Employees Health Benefits Update

Posted on Friday, 17th May 2024 by Dennis Damp

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The Office of Personnel Management (OPM) announced a centralized enrollment platform for the postal service last year and they requested funds for FY 2025 to extend this central enrollment system to all Federal Employee Health Benefits (FEHB) enrollments. This would allow OPM to manage and make consistent all FEHB enrollments and remove individuals who cease […]

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Postal Service Health Benefit (PSHB) Providers Announced

Posted on Friday, 3rd May 2024 by Dennis Damp

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OPM Released a list of conditionally approved Postal Service Health Benefit (PSHB) Program carriers for their new centralized health care system. The new PSHB program will cover almost two million USPS employee’s and their family members starting in 2025. Postal Reform Act The Postal Service Reform Act (PSRA) of 2022 requires that OPM establish this […]

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Is Working in Retirement A Necessity Today?

Posted on Friday, 5th April 2024 by Dennis Damp

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Considering today’s high cost of living, it’s no wonder why many retirees are looking for jobs to make ends meet. A visit to your local grocery store brings this home when we walk out with two small bags of groceries for $100. Meat, coffee, and just about everything is simply off the charts. We picked […]

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