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Posted on Friday, 13th January 2017 by Dennis Damp

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Moving is always stressful no matter if you are working or retired. My wife and I moved 11 times since we first married 47 years ago! Each move had its own unique issues that we had to handle at different times in our lives.  If you are retired there are a number of actions that […]

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Posted on Friday, 16th December 2016 by Dennis Damp

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We published the new 2017 Excel Leave Chart back in late October. Since then a few of our site visitors were only able to open the Excel chart in protected mode and couldn’t enter data. If your spreadsheet opens in protected view click the “enable editing” button in the yellow bar at the top of […]

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Posted on Wednesday, 30th November 2016 by Dennis Damp

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About two years ago I purchased hearing aids from Costco and talked about the process in an article titled “Did You Hear That? A Fitting End to a Frustrating Problem.” The two hearing aids were only $1699.00 and my FEHB plan reimbursed me for the total amount. I had to have Costco send one of […]

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Posted on Thursday, 17th November 2016 by Dennis Damp

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Now that the 2016 FEHB Open Season is well on its way federal employees and annuitants have access to all of the information they need to make informed decisions. My wife and I are staying with our current plans. There were some minor changes and small premium increases so our decision is made. There is […]

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Posted on Saturday, 12th November 2016 by Dennis Damp

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Each year active federal employees and annuitants must obtain hard copies of plan brochures and general information about open season.  I review plan changes each year and confirm that our doctors and medical facilities are still on the provider list. OPM does send out an informative Open Season Health Benefits guide to all participants that […]

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Posted on Saturday, 29th October 2016 by Dennis Damp

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Everyone planning their retirement needs to know how much they will have to live on in retirement and how much their annuity and the surviving spouse’s benefit will grow over time. Unlike many private sector retirement plans, our annuities are adjusted annually – most years – with a COLA. I was at a family gathering […]

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Posted on Sunday, 23rd October 2016 by Dennis Damp

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WOW! They finally approved a COLA increase.  It’s amazing how low they can go, .03 Percent for 2017. If your federal retirement annuity is $2,000 per month, you will see $6 more in your check. The average Social Security increase is $4 a month!  The Federal Reserve continues to keep interest rates so low that […]

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Posted on Friday, 14th October 2016 by Dennis Damp

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I was fortunately able to get an early start on this year’s FEHB Open Season that runs from November 14 through December 12.  Last week’s column discussed the average 4.4% premium increase for 2017 and post card that GEHA sent about changes to my plan. I was able to download the GEHA 2017 plan brochure; […]

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