Posted on Monday, 11th January 2016 by Dennis Damp

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Important Note: This article is not an investment recommendation and should not to be relied upon when making investment decisions – investors should conduct their own comprehensive research. Please read the Disclaimer at the end of this article. Each year I review our investments and rebalance funds as necessary to maintain a pre determined asset […]

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Posted on Sunday, 29th November 2015 by Dennis Damp

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On November 2, 2015 the President signed HR-1314, the “Bipartisan Budget Act of 2015.” This law eliminated the file and suspend option for most Social Security applicants and changed the restricted application rules. These filing strategies allowed couples to increase their lifetime total payout. If you are now at full retirement age and planning to file and suspend you have […]

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Posted on Thursday, 28th May 2015 by Dennis Damp

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Many retirees and active federal employees have been waiting for this for some time now. Starting this fall you will be able to enroll in any of the FEHB health plans under the new Self Plus One rate schedule. This year’s annual open season begins November 9th and the new rates will be effective January 1, […]

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Posted on Friday, 23rd January 2015 by Dennis Damp

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Please forward this article to everyone in your organization that is planning on retiring over the next five years and tag it for your Facebook and other social media pages. Once you retire you lose access to many online agency and government web sites that hold valuable information that you may need after you leave. […]

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Posted on Monday, 14th July 2014 by Dennis Damp

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Federal employees have valuable knowledge, skills, and training that can be highly beneficial to companies after retirement or that can be used to start your own business. Today many companies recruit active federal employees.  FERS employees are more easily persuaded to change careers because most of their benefits can go with them, unlike CSRS employees […]

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Posted on Saturday, 28th June 2014 by Dennis Damp

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FEGLI Retirement Options Part (1) discussed how to assess your insurance needs and a general discussion of FEGLI options, benefits, and considerations. FEGLI Insurance Options (Part 2) outlined parts A, B and C options to help readers decide on what coverage to carry into retirement and alternatives to Part B multiples. This article, Part (3), […]

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Posted on Thursday, 6th February 2014 by Dennis Damp

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The last series of articles focused on signing up for Medicare at age 65 and FEHB plan impact. Here is another update before moving on to other areas. I use Turbo Tax to complete our income taxes each year. When I was entering data from my wife’s Social Security SSA-1099 Form I discovered that Part […]

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Posted on Saturday, 8th June 2013 by Dennis Damp

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The new phased retirement program will permit those eligible to gradually work their way into full retirement. If they don’t like what they see they can opt out and return to full time, can’t ask for much more than that plus phased retirement will increase your annuity when you do decide to pull the plug. […]

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