fbpx

I-Bonds Earning 7.12%! A Great Way to Save

Posted on Friday, 3rd December 2021 by Dennis Damp

Share

I’ve written a number of articles over the years on conservative investment strategies and often mentioned just how attractive I Savings Bonds are. A great overall investment; anyone purchasing I bonds between last November though next April will earn an astonishing 7.12% on their investment the first 6 months they own them. The rate changes […]

Posted in

| Comments (2)

Working in Retirement – The Advantages

Posted on Friday, 22nd October 2021 by Dennis Damp

Share

First, let me start off with a correction for the COLA article sent out last week. Here is the correct link to the table of all COLAs from 1999 to the present. I generally release timely articles the day they are announced; in the rush I neglected to check the original link. There are many […]

Posted in

| Comments (0)

2022 COLA Announced and Annuity Projection Calculator

Posted on Wednesday, 13th October 2021 by Dennis Damp

Share

I reported in mid-September that the 2022 COLA was projected to be close to 6% or more. The Social Security Administration announced a 5.9% COLA increase on October 13th for 2022. CSRS annuitants will receive the full 5.9% this year while FERS annuitants will receive 4.9%, still a hefty increase from last year’s 1.3%. View […]

Posted in

| Comments (2)

Seeds of Change – Making a Difference

Posted on Saturday, 18th September 2021 by Dennis Damp

Share

The older generations, including retirees and those still working and planning their exit, have a vast collective voice that is often ignored or relegated to background noise by the news media, big tech, political parties, and others. The older generations have ways to effect change to a greater degree than most realize. Only a small […]

Posted in

| Comments (0)

Deciding When To Retire – Use this 7-Step Guide

Posted on Friday, 3rd September 2021 by Dennis Damp

Share

Updated 12/15/2024 When can I retire? A question asked often by those approaching retirement age and by those early in their career who have the foresight to think ahead. It isn’t as simple a decision as reaching your eligibility date, especially if you haven’t prepared early in your career to have the assets necessary to […]

Posted in

| Comments (0)

2022 Leave Chart & Schedule Tracker Now Available

Posted on Wednesday, 18th August 2021 by Dennis Damp

Share

Our 2022 Leave Chart & Schedule Tracker is now available for federal employees to track their schedule, annual and sick leave, comp, and credit hours used. Our updated 2022 Excel Leave Chart is designed for active federal employees that are planning their retirement and need to establish realistic target retirement dates. This spreadsheet also helps […]

Posted in

| Comments (0)

Annuity Expectations – Before and After

Posted on Friday, 6th August 2021 by Dennis Damp

Share

Your annuity, a defined benefit retirement plan, is determined by the retirement system that you are in, either the Federal Employees Retirement System (FERS) or the Civil Service Retirement System (CSRS). Approximately 2 percent of current federal employees are under the old CSRS / CSRS Offset system, the FERS program was established in the 1980s. […]

Posted in

| Comments (0)

Prescription Savings Cards & Coupons

Posted on Thursday, 22nd July 2021 by Dennis Damp

Share

A number of our newsletter subscribers commented on my article titled, “Unexpected Medical Expenses.”  Several stand out and need further clarifications. One of particular interest was from Richard, he will turn 65 later this year and wanted to know if the drug manufacturer’s “savings card” that he now uses would be accepted after signing up […]

Posted in

| Comments (2)

Terms Of Use