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The Investment Dilemma – Walk, Don’t Run to the Exit

Posted on Monday, 16th March 2020 by Dennis Damp

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I’ve written many articles over the years, during good and bad times, focusing on preservation of capital for retirees and those close to retirement. A common sense approach to investing that protects the assets you accumulated during your career. Request Your Personalized Federal Retirement Report™ Today The recent stock market crash, due to the Coronavirus […]

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SECURE ACT UPDATE – RMDs at Age 72

Posted on Thursday, 5th March 2020 by Dennis Damp

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The new Setting Every Community Up for Retirement Enhancement, the SECURE Act, was signed into law last December.  There are significant changes to how our retirement savings are accessed and taxed. We all need to be prepared for this new reality and take the necessary steps to comply with the rule changes. Request a Federal Retirement […]

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Retiree Reflections 2020

Posted on Friday, 21st February 2020 by Dennis Damp

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I typically write a short article each year about revelations in my life related to retirement. A break from the benefit issues I most often discuss. Another eventful year has passed and as always, with various trials and tribulations along the way. Federal Employee Retirement Benefits Seminars – Check Availability Last year I signed-up for […]

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Interim Retirement Checks & Retirement Application Processing Delays

Posted on Friday, 24th January 2020 by Dennis Damp

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New retirees are subject to interim annuity payments and many don’t know what to expect when they first leave federal service. Federal employees must have sufficient cash available and be financially prepared when retiring to allow OPM to complete a final adjudication of their claim. Request a Federal Retirement Report™ today to review your projected annuity payments, income […]

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BCBS Basic to GEHA Standard Comparison + Medicare & You

Posted on Friday, 29th November 2019 by Dennis Damp

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Prior to Medicare eligibility, when you are under age 65, many elect high option plans to reduce their exposure to deductibles, coinsurance, and copayments. However, when you turn 65 and enroll in the traditional Medicare A & B options, it often makes sense to switch to a lower cost plan. Most Federal Employee Health Benefit […]

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Open Season Health Plan Review & Changes

Posted on Sunday, 24th November 2019 by Dennis Damp

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Each year during open season I request brochures from providers of interest and review Section 2 to see what is changing for the new year. I also review Section 9 to confirm what each plan covers when you are enrolled in Medicare and check the coverage for areas where we know we will need services […]

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The Ultimate Retirement Planning Guide – Start Now!

Posted on Friday, 15th November 2019 by Dennis Damp

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Updated 1-28-2024 Retirement is more of a destination, unlike a planned vacation, where you return to work a few days after the trip is over.  Whether you are going on vacation or planning your retirement you have to research and prepare to make the event truly remarkable. Sign up for a complimentary retirement planning session […]

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2020 FEHB Plan Selection Guide

Posted on Wednesday, 30th October 2019 by Dennis Damp

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The Federal Employees Health Benefits (FEHB) Open Season for selecting our 2020 healthcare plans runs from November 11th through December 9th this year. There are tools available to evaluate provider options, select your 2020 plan, and submit changes to OPM. Use the following resources to make an informed decision for you and your family’s health care […]

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