Posted on Friday, 4th September 2020 by Dennis Damp
I know its early, open season doesn’t start until November. However, it is a good time to start thinking about your 2021 health care needs now. Open season is just around the corner. Request a Federal Retirement Report™ to review projected annuity payments, income verses expenses, FEGLI, and TSP projections. I recently talked with Kevin […]
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| Comments (0)Posted on Friday, 28th August 2020 by Dennis Damp
Retirees generally worry about finances and health issues, not whether or not I’ll be safe when I go out and about. I was talking recently to an 80-year-old veteran who just purchased his first firearm, a revolver. He was using a walker and not in great health. Yes, a COVID-19 vaccine will save lives and […]
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| Comments (0)Posted on Saturday, 22nd August 2020 by Dennis Damp
Estate planning is a sensitive issue and many avoid the subject until it’s too late. This can and will compromise your heir’s benefits, or at least delay them when they will be needed most. It’s never too late to start. It is advisable to compile this information long before it will be needed, and the […]
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Posted on Friday, 14th August 2020 by Dennis Damp
Many federal employees, including myself, purchased paper savings bonds though payroll deduction until paper bonds were discontinued eight years ago. Savings bonds mature after 30 years. If you own bonds that are thirty or more years old, they no longer earn interest and should be cashed in. Many banks and credit unions no longer redeem […]
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| Comments (0)Posted on Friday, 31st July 2020 by Dennis Damp
Often as we age, health concerns take center stage and many times sideline our plans and dreams. A fact of life for retirees and those approaching retirement. Actually, this can happen at any age and it’s imperative we seek out competent medical help to get us back on our feet and enjoying life again. Request […]
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| Comments (0)Posted on Friday, 17th July 2020 by Dennis Damp
This is a challenging time for all and uncertainty abounds. When we listen to the morning news, we hear of new setbacks in our fight to get back to normal; whatever that may end up being. Unfortunately, we are fighting a war on several fronts: from the pandemic to national unrest, and fueled by a […]
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| Comments (0)Posted on Saturday, 4th July 2020 by Dennis Damp
My lifestyle column focuses on issues that affect retirement and I often cover current events. The issues of the day can be and are often controversial. My last article, “Stop the Insanity, History Can’t Be Rewritten,” garnered considerable comments, some thoughtful, others quite abrasive, and most supporting the article’s theme. One individual advised me to […]
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| Comments (0)Posted on Saturday, 13th June 2020 by Dennis Damp
The CARES Act offers temporary loan and withdrawal options for TSP participants affected by COVID-19. The dramatic stock market sell-off this past March and subsequent correction last week reduced portfolio values dramatically for many. Lower account balances for all but the bond funds make the decision to take out loans or elect a withdrawal difficult. […]
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