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Posted on Friday, 1st August 2014 by Herbert Casey

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I’m sure all of you remember Aesop’s fable of the Ant and the Grasshopper.  Briefly, it’s about the ant that toiled through the summer to store food for the winter.  The grasshopper hopped about and sung to its heart’s content.  He had plenty to eat and didn’t see a need to work hard to store […]

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Posted on Sunday, 8th June 2014 by Dennis Damp

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It’s  wise to evaluate your insurance needs before deciding on what  options you will carry into retirement and long before filling out your retirement forms.  Linda Sherman wrote an excellent article titled A Life Insurance Check-up: Assessing Your Insurance Needs that I recommend everyone read no matter where they are in their career; from new […]

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Posted on Friday, 9th May 2014 by Dennis Damp

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Turning 65 often proves to be a pivotal year for retirees.  I’ll be 65 next month and discovered many tasks await us at this juncture in our lives. There are many things to consider and first and foremost I’m grateful that I made it to this milestone; many don’t, including my parents and grandparents on […]

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Posted on Wednesday, 9th April 2014 by Dennis Damp

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Updated 2/20/2024 The first part of this series discusses how to ensure your heirs receive what you intended and Social Security’s death and survivor benefits. Part 2 will discuss pre-planning steps that will assist the surviving spouse and children navigate the many challenges that arise when a loved one dies. The subject matter may seem […]

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Posted on Thursday, 20th February 2014 by Dennis Damp

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(Updated 2/17/2023) What prompted this article was an email from Holly, a federal retiree, who recently moved to Arizona. She had been calling OPM, trying to change her health care plan, for almost 2 months without success because the FEHB plan she had didn’t offer services at her new location. The one time she did […]

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Posted on Thursday, 6th February 2014 by Dennis Damp

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The last series of articles focused on signing up for Medicare at age 65 and FEHB plan impact. Here is another update before moving on to other areas. I use Turbo Tax to complete our income taxes each year. When I was entering data from my wife’s Social Security SSA-1099 Form I discovered that Part […]

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Posted on Thursday, 30th January 2014 by Dennis Damp

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The Medicare and FEHB impact series has generated a lot of interest, comments, and questions that deserve additional attention.  One reader commented that the following quote is true for Blue Cross & Blue Shield (BCBS) Standard but not true for BCBS basic. The last article stated that “once Medicare is the primary payer, you can […]

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Posted on Thursday, 2nd January 2014 by Dennis Damp

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(Article updated 1/12/2021 with updated Medicare Part B Premiums) My last article titled Medicare and FEHB Options – What Will You Do When You Turn 65?, part 1 of this 3 part series, introduced Medicare Part A and general information you need to know to apply.  This article will help you understand Part B and […]

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